So.. Last year, when I tried to pay for my medical insurance, I got an error message in the bank app, saying i need to visit the bank.

I went to the local Krungthai and was told that new banking regulations forbid foreigners transfering more than 50,000 per transfer...

My daily transfer limit was 1,500,000 per day, so just did 2 transfers and haven't really thought about it since...

A few days ago, i mentioned this to an accountant and she spoke to me with disbelief, as tho I'm an idiot, because nobody else has ever heard of this... Saying I just need to go in and change the limit...

I went to the local Krungthai branch and was told that thai banking regulations forbid foreigners, transfering more than 50,000 per transfer and if I need to transfer more, i need to do more than one transfer, or withdraw the cash and transfer by hand.... So if i need to transfer 800,000, I can do 16 transfers or withdraw the cash...

I went to the provincial branch and they said pretty much the same... Thai Banking regulations forbid foreigners transfering more than 50,000 in the app... ( "in the app" is a significant change.) If I need to transfer more, I can do in the bank... Slightly different story, but better than the local branch.

I went to the provincial branch of Bangkok Bank, asked to change the transfer limit and it was done, instantly, no question asked...

Has anyone else experienced this nonsense, and which banks do or don't allow transfers of more than 50,000 baht?

11/Apr/2025 I just went to Bangkok Bank in Ratchaburi province to attempt to open a bank account. The bank employee had 100 reasons for denying me and no reasons to help me. The biggest hurdle I was unable to jump over. It was…my visa had to state “retirement” in my passport. Well, I have a Non-O marriage visa and it doesn’t state “retirement”. My Thai wife and I both looked at each other and decided it was hopeless.

We went to Krungthai bank and they rolled out the red carpet for us. They were looking for reasons to help us. Smooth sailing at Krungthai.

Advice needed from Revolut bank account holders please.

I am trying to send payments via my Revolut Thai Baht account to a Krungthai bank account, but it won't accept the account number in the usual Thai format (###-#-#####-#) .

Any clues how to circumvent this ?

Advice rather than snide comments much appreciated in advance

I am currently holding ed visa and will be switching to dtv. I opened a bank account in Krungthai bank with the letter from current school. Will the bank account be still usable for long term even after switching to dtv?

Do i need to update the visa in bank? Will the bank possibly approve for it?

I got my E-Visa in November and went to Tha Bo in the Nong Khai province in order to open a bank account. That's where I stay with my SO. The biggest problem I ran into was the banks had never dealt with an E-Visa, and they had a hard time understanding that it was the long-term visa needed to open a bank account. Two banks said if I got a Thai driver's license they would do it and even after I got the license they said that wasn't good enough. They needed a certificate of residency from immigration. Nong Khai immigration won't do that unless the bank requests it, the banks say they can't request it. I even had the COR from my driver's license (copy) and they said they needed the original. I finally found a wonderful lady in Si Chaing Mi at Krungthai bank that made it happen. I hit every bank I saw in Nong Khai and Tha bo and finally got lucky. Just a heads up for those in the Issan area wanting to open a bank on the E-Visa. Krungthai only accepts wise transfers of 49,999 baht at a time, so that is a pain as you can transfer up to 1 million at a time to Bangkok bank.

Bank Account Update!

KrungThai Bank (tried many branches and emailed them)

- strongly disagree to open bank account when they see DTV

TTB (megabangna)

- said no

UOB ( emailed them, megabangna)

- no

SCB (emailed, many branches)

- no

DTV visa approved in Hanoi - Self-employed digital graphic designer (also day trading but thought to not mentioned it and apply with the simplestt option)

They will move to E-visa (may take longer to approve) but hope this post will help you regarding the docuemets anyways

* The funds was deposited into Krungthai bank same day as printing out bank statement (*2 days before appointment*) - the bank was opened in May, so it wasn't 6 months statement but also submitted Revolut along with it - The staff asked to open Krungthai bank app to show her the 500K is still in there the day of my appointment

* Got the bank certificate + notarized from the bank just in case (200Baht)

* Been in Thailand already almost 2 years- 1st year tourist + boarder run - 2nd year non-Ed

Document

1. Cover letter - mentioned self-employed - approximate income monthly- ability to work remote - keen interest to be staying in Thailand while working

2. 3 quotations + 3 invoices + 3 paid slips from the past work

3. 3 letter verification of services from last 3 customers (matching with customers from No.2)

4. Upwork earning certificate

5. Portfolio (my website + CV+Upwork profile screenshot) - 10 pages total

6. Letter of relationship and financial support from my parents (don't forget to show birth certificate showing they're your parents - I forgot but the staff was ok with it)

7. Bank statements (Krungthai - 500K- daily spending transactions (May-Sep) + Revolut - 2 transactions/ month (March - Sep)

8. Condo rent contract in Thailand + The owner Thai ID card + Tha bien ban

* Total of 55-60 pages of paper

* Try to be patient when submitting the paper work. Don't speak if they didn't ask - organize the pages according to their document requirement from A-Z.

Try to make everything easier for them, they will appreciate it. They deal with a lot of nonsense and people who showed up unprepared all day. I can't image the stress they faced on the daily basis. Be calm and be respectful, and they were very nice back to us.

* They speak perfect English

* Submitted on Monday 23 September -went to pick up passport 26 afternoon (the email came eventually but I already went to pick up my passport before that)

Thank you for everyone's info and answer from this group.

If you have any questions, I can try my best to answer.

Hi, I’m living in Bangkok on a retirement visa keeping the required THB funds in an account with Krungthai bank. I am considering opening an interest bearing savings account with Bangkok Bank but am concerned whether having my required funds split across two banks, including a fixed interest account, will present an issue with my visa renewal next year?

One requirement for any long term VISA seems to be a bank account. I understand this can be difficult, and different banks and branches, depending on location, may impose different requirements. To anyone who has recently opened one, what are some things they are requiring now? Which bank was it? Are there any banks I should avoid completely? Thanks everyone!!

Hello dear community, good afternoon, I have a question, which bank is the best and easiest for open account including mobile app,transfer and etc) , I have one year stamp and work permit, thank you for your response 🙏🏽