@Paul *******

Absolute truth! Can recommend Surfshark. Never fails to connect. Cannot stream with a free VPN.

@Steve *******

You have been fortunate. No arrest warrants issued? Malicious accusations of narco-trafficking? Police posting notices upon your gate whilst you are out of the Country? Difficult to resolve issues you are unaware of especially when not in the Country. That is where fixers (troubleshooters) can be helpful.

@Andy *******

Some people need their services, others choose to use them. They offer more than retirement extensions of course, some also being ‘fixers’ who can assist with more complex issues.

@Arthur *******

‘One-Off’ Accident Insurance is actually recommended by the experienced contributors to these pages where someone cannot obtain (or afford) Healthcare Coverage. Important to appreciate that a Healthcare Plan covers both accidents and illness, whereas Accident covers only that. Pleased that it worked for you (although best not to need it of course).

@Steve *******

It wasn’t optional. It was a requirement for the opening of a Bangkok Bank savings account, converting a visa exempt entry into a Non ‘O’ plus a twelve month’s retirement extension. I was previously advised that the policy for 3,000 baht was actually of value, especially to those without a healthcare plan or motor insurance as it provided cover for moto accidents. However, that only applied up to age 65.

@David *********

My visa agent told me that taking out Bangkok Bank’s Accident Insurance for 12 months was a condition for opening a bank account with them.

@Peter ******

Fair to say that if you make a claim all insurers require you to give them permission to access your medical records.

@Ivan ***********

Confirm my office require both photo attached to application form and a deskcam photograph.

For comparison purposes, try;

@Chris ********

Totally agree. So many living from day to day. They live in Thailand to avoid enormous heating bills and Council Tax. Being accustomed to free National Health Service at home they make no provision for medical expenses.