In telling of my experience, others will learn some valuable information. Unfortunately, this information will not help some of the audience here.

I have a US passport, 68 yo, United Healthcare Medicare Advantage plan, no Thailand Health Insurance, Non-O marriage visa, live in Ratchaburi for 6 months each year.

Starting in mid-December I contracted a medical condition that sent me to the ER 5 times. 3 visits to Bangkok Hospital Ratchaburi, 1 visit to Ratchaburi Hospital and 1 visit to Bamrumgrad Hospital.

All of the claims that I submitted electronically to my US health insurance were paid. Some were reimbursed 100% and others around 80%.

Most US Medicare Advantage plans will reimburse you if you are overseas, except Puerto Rico and a few other exceptions. Care on a cruise ship is covered the same way. You are not covered if you are outside the US for longer than 6 months in that year.

I researched this in July 2024 and used it in December 2024 and January 2025.

Looking for reviews on nomad insurance. I'm looking at Genki and Safety Wing. Has anyone made a claim from Thailand?

Has anyone in this group made a claim on their travel insurance when traveling in Thailand? If so, how successful was it?

I’ve got a dilemma re travel insurance. I’m nearly 70 years old and will be traveling January-March, Thailand and Laos. I am in good health, no pre existing health conditions. I have researched and I am being quoted £450 up. The supposedly better ones at around £800 and above. When reading reviews, they seem to be more focused on the price of the actual cover,rather than any claims. It seems the majority of people have difficulties when trying to claim. So many exclusions and ways that the company will try and get out of paying. I am seriously considering not bothering and taking the chance. Am I crazy or what?

I am in search of a lawyer in Thailand that could possibly help me. I had an accident while I was in Thailand for 2 months at the beginning of the year that has left me partially disabled. I was on a liveaboard diving boat when I got decompression sickness. Because my dive was routine (according to the dive computer) the owners of the boat refused to believe that I had decompression sickness. I pleaded with them to get me off of the boat, they refused to believe I had DCS they kept insisting it was just a pinched nerve in my spine. They refused to get me off of the boat and to medical treatment the dive accident happened in the early morning and they did not get me off of the boat until the early evening despite my pleas. This delay in getting me treatment has now left me with permanent damage to my spinal cord. I spent 3 weeks in the hospital with severe decompression sickness and 50 hours in the hyperbaric chamber there. If anyone could possibly recommend a lawyer who could possibly help me with this that would be very much appreciated.

Hi there,

this is an everything question, related to accident insurance bought in Thailand.I have two questions: 1) I'm curious if anyone who may have an accident policy with AIA, has successfully made a claim with the company.

2) Also, people who have an accident insurance policy thru Bangkok Bank, which insurance company is the policy with?

Also, has anyone used the policy to make a claim, successfully?

Thanks...

Hi all..not a Visa question but about motor insurance.

Looking for recommendations only decent one I've found so far is Rooja. Would like to have a few others to compare policy versus price before I commit to one. Particularly interested if anyone has had a make a claim and how it was dealt with, any hassle?

Found a couple of comparison sites and not that impressed with them as the third party insurance cover seems totally inadequate.

Many thanks in advance 🙏🏼👍🏼

Recommendation for expat insurance from someone that has had to claim and the companies actually paid out?

I ask because my previous insurance was horrendous.

No agents PM me please.

Just a note for those thinking of buying AXA insurance. Applied and paid online 16th December still waiting god knows how long a claim would take.Wish i gone Luma now.

In process of buying medical insurance for Thailand, leaning towards Pacific Cross.

Any advice suggestions... I cannot find any reviews🙂