I need help with my Budget...am I over budgeting?

*Monthly**

1. Rent $700 (all in for utilities, water, electric

2. Transportation $400 ($100 weekly)

3. Food $900 ($10 3x a day = $30)

4. Phone & WiFi $100

That's $2100 mandatory bills....

I still haven't

1. Clubbed/Partied

2. Tourist/Travel/Island Hop/Elephants

3. Shopped for new cloths for climate etc

4. Girlfriend Experience

What else am I forgetting????

My plan was to take 20k for a 6 month vacation 25k total with 5k for flight and and visa fees & insurance;

Pay bills in America for 6 months = $6000

14k ÷ 6 months = 2333 remaining Budget

70k savings getting 4% in high intrest saving account pays me an additional $258 monthly bringing my total BUDGET to $2591 ($2600) monthly.

With $2100 in MANDATORY bills that leaves me $500 a month to party/massages/island hop/ elephants and if push comes to shove "girlfriend experience".

Am I OVER or UNDER BUDGETING....AND WILL $500 a month be enough after MANDATORY BILLS are paid to have the kind of adventure that most are looking for?

P.S. I'm 44 so even tho I look foward to some night life nights....I see myself being more of a "visit the islands" lay up and get massages 6x a week and eat good food and visit cool locations over the club scene. But I do party....

# Seeking for advise regarding changing owners on a bike, how much of a must is it? Pros and cons. Blessings 🙏🏽

# *Editing - its complicated to issue certificate of residence with my visa, and I understood I must have it to change owners, so that's why I am asking about it.

I recently got the DTV, and now wish to buy a brand new scooter. What documents do I need for license, insurance etc.. thank you

Anyone can recommend a good insurance agent who has experience with DTV Visa Holders?

What are the 125cc scooters like in Thailand? Do they have enough power to travel uphill either little effort?

Is it necessary to pay around 7000 baht to open a bank account in all banks in Thailand or does only Bangkok bank charge this fee?

Hello all

All the posts and advice have been very helpful. Thanks to all.

I’ve come to Thailand on a DTV and need medical, eye, and dental insurance. I live in Ekkamai-Thonglo Bangkok if that makes a difference knowing.

Many thanks in advance

What do people do about insurance

Hi, I am retired and coming to Thailand, been a number of times over the last 12 years and I wondered if it is worth while opening a Thai Bank account. I want to come over on the 60 day VOA 2 or 3 times a year and would spend no longer then 180 days in the country in any one year. I have a Revolut account that I have a Thai Baht account in, which means I can exchange Stirling to Baht at bank inter exchange rates with no commission, I will pay an ATM fee for cash withdrawals but no fee to Revolut and would bring cash to exchange at the Super Rich bank as and when needed and use my Revolut card as well for purchases. The Revolut account also gives me 90 days Health insurance cover up to £10m per trip. I don't want to get a retirement visa at least for the next 2-3 years until I have checked every thing out, so the question is is it worth opening a bank account and what are the pro's and con's given that I only intend to visit for 60 days go back to UK for a couple of month then back for 60 and so on. TIA

Can anyone recommend a good insurance broker in Bangkok? Thanks