You will not be banned, you may be rejected ( and loose the 10.000 Baht visa fee.

Why would you contact the Immigration, they have nothing to do with issuing visa’s.

That is handled by Embassies.

Much better to apply in your homecountry, where the Embassy staff is familiar to the kind of documents, that should get you the DTV.

and you can save big bucks on traveling to a 3 country and have to stay there at a hotel for the duration of the visa proces, instead you can wait “for free” in the comfort of your home for the visa to be approved.

Most embassies recommend on their website, not to apply for visa’s, no longer than 3 month before the arrival date.

Applying before may lead to rejection, and loss of the 10.000 Baht visafee.

They were the first to say it is no longer possibel for foreigners to open a Thai bankaccount.

If you are shocked then it is because you didn't do a proper research before trying to open a bankaccount.

It is commen knowlegde that it is next to impossibel for foreigners to open a bankaccount in Thailand, lots of posts in the group tell that.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so reluctant depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

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Make a search or scroll back the last 2 weeks post in the group and you will get multiple answers to that question.

The visa fee is NON-refundable, no matter the outcome of the application.

What is most important for you, get a long term visa to live in Thailand, or getting a couple % interest and live elsewhere.

It’s up to you, you can’t always get what you want !

If you had got a mail that your application was rejected, you would have lost all 10.000 baht fee.

Now you at least got a little value for your money.