Lynnette MunozThe Philippines is one of the few countries outside Europe (alongside the USA, Jamaica, and Barbados) that has a reciprocal agreement with the UK.
The Benefit: If you move to the Philippines, your pension will be unfrozen and you will receive the annual "Triple Lock" increases moving forward.
The Catch: You will be bumped up to the current 2026 rate once you move, but you will not receive back-payments for the years your pension was frozen in Thailand.
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