Is it advisable for expats to open a joint or separate bank account in Thailand when moving with a partner?

When considering banking options for moving to Thailand, it's generally recommended for expats to open separate bank accounts instead of a joint account. This is because joint accounts can complicate visa processes, as applications often require you to show twice the required amount since funds are split. Moreover, joint accounts are not common in Thai banking culture, making transactions and banking processes more complex, especially if the partners are not married. Having separate accounts allows for easier access in emergencies and streamlines handling financial matters. Additionally, in some cases, banks may not easily accommodate joint account arrangements, especially for non-married couples.