Tell them you plan on doing a land border crossing to Laos or Malaysia or Myanmar or Cambodia and an onwards ticket is not necessary. Book a fully refundable or zero deposit hotel in either of those countries as further evidence.

@Peter ********

immigration will verify the tm30. Yes

@Corey *****

standard certificate issued by medical practitioner for purpose of obtaining DL.They do it multiple times a day so it's not uncommon. They will know what you require when you ask at reception. Cost 200-500 baht depending upon establishment.

@Markus *******

no visa. Just entry stamp but do it straight away not towards the expiration date. Medical certificate from local public hospital. TM30 from your hotel. Home country licence and IDP. Job done. No agent.

Name and shame that doctor IMHO

@Dave **********

yes. The 'agent' part adversely affected the rest of your short story.

Your third sentence explains everything.

@Ken *****

maybe not but the last line I wrote remains true.

I have never had a visa to thailand and have a thai bank account.

I have never used an agent.

I do not have a thai wife.

I downloaded the criteria for opening a bank account and produced all documents required.

I dressed well and was respectful.

I did this at a branch where no one spoke english and I don't speak thai.

All through google translate.

Anything is possible if you put your mind to it.

Well, Wise isn't a real bank. It's as good as kerping money in grandma's mattress.