@Paul *******
what exactly did you get in England? An O-A retirement visa? Because that 100% DOES require a background check AND insurance. An O in Thailand does NOT.
So you’re either being very unclear about what you mean, or completely wrong, which would be strange considering you’re on your 3rd year. Granted, you are getting on a bit now (just kidding, but have you taken your medication yet? Just kidding!) 🤪