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Is it easier to apply for a retirement visa in the UK or Thailand?

Jul 8, 2022
4 years ago
Michael *******
ORIGINAL POSTER
Hi. I now have a Thai bank account. I live in uk . Is it easier to apply for retirement in uk? Or easier to get in Thailand ( phuket) cheers.
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TLDR : Answer Summary
When considering applying for a retirement visa to live in Thailand, the consensus among commenters is that it may be easier to apply for a Non-O visa while in Thailand rather than from the UK. In Thailand, applicants do not require health insurance and must have a minimum of 800,000 THB in a Thai bank account for 2 months prior to applying. Conversely, applying in the UK may involve stricter requirements such as health insurance and proofs of funds. There are two main visa categories: the Non-O visa, which can be obtained without needing insurance and can be applied for in Thailand, and the Non-OA visa, which has more stringent requirements and needs to be applied for from the UK. The method of applying in Thailand allows for more flexibility with funds and insurance, making it preferable for some expats.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Robert ******
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Johan ********
Travel on tourist visa. Apply for Non-O when you are here. Then you are free to do as you please regarding insurance.
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Michael *******
ORIGINAL POSTER
@Johan *******
that’s what I plan to do! Cheers johan
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Michael *******
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Brook ********
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Paul ********
@Brook *******
I have never been asked for insurance when I have renewed mine and I don’t use any agents to do mine i do it all myself
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Henry *********
@Paul *******
Maybe your original visa was O not OA.
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Brook ********
@Paul *******
maybe you were grandfathered… but it’s a requirement now.
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Brook ********
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Steve *******
Get the 90 day Non Imm O visa in the UK, much easier!

Obviously the 1 year extention of stay can only be applied for in Thailand.
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Stuart *********
There are three types of “retirement” visas. None have a requirement that you’re actually retired, but none allow you to work in Thailand. A “retirement” visa basically means you are over 50 years old.

Skipping the OX as it’s very rare (but can be obtained). You have the Non OA visa or the Non O based on being over 50.

The OA requires no funds in Thailand but does require funds at home and health insurance at the time of applying for the visa and for entry into Thailand. It also requires a police background check. It’s a multiple entry visa valid for a year. On each and every entry you’re stamped in for a full year (providing you have insurance for that long). If you time things right you can eek out almost two years from that visa, providing you have the required insurance. Bounce out and in just before it expires and you get a second year - albeit the second year will need re-entry permits if you leave.

The Non O visa can be obtained abroad or in Thailand. Many embassies now using the evisa system require insurance for the issuing of the visa, although none is required for entry, nor subsequent extensions off of it.

You get 90 days off that visa. To obtain the visa abroad you’ll need funds in a local bank. To obtain a year extension off of it you’ll need funds in a Thai bank account in your name only - or if your embassy issues an affidavit of income you can use that instead. UK, US or Australia embassies won’t issue those.

To obtain the visa in country you’ll need 800k transferred from abroad. You need 21 days left on a current stamp to apply (some offices allow 15).

To get a year extension off of a Non O using funds in a Thai bank there are two options. The first is 800k deposited for 2 months prior to application. That has to stay in for three months after and the balance may not go down below 400k for the remainder of the year. It would need to be back up to 800k prior to your next years application.

The second option is to have 12 x monthly international transfers of 65,000 baht or more in to your bank. Once in the bank you can spend the funds at will and there is no minimum balance required.

Some offices may allow a combination of the two methods, but you’d need to check with your office whether they will allow and under what conditions.

For many the OA is an ideal visa for not requiring funds in Thailand. For others the Non O is a better option for not requiring medical insurance - which can be difficult and expensive to obtain if you’re approaching or over 70.
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Luc ********
@Stuart ********
perfect and correct answer 👌
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Luc ********
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John **********
If you get a non-OA in the UK you will be stuck on insurance forever. If you get a 90 day O in the UK I believe you need insurance initially to apply but not to extend. If you come to Thailand on a tourist visa and apply in country for a Non-O based on retirement you need funds in a Thai bank but don't need insurance at all.
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Paul ********
@John *********
you don’t need initially as I never had any
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John **********
@Paul *******
it's a recent requirement as I understand it
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Paul ********
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Paul ********
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Peter *********
A lot easier in Thailand 🇹🇭 apply for a Non o retirement visa no insurance required although you need
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0 baht In you thai bank account 2 months prior to applying for it
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David ******
@Peter ********
Can I use the 800,000 bath in my Thai bank acoount?
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Michael *******
ORIGINAL POSTER
@Peter ********
I managed to get my Bangkok bank account in phuket 3 weeks ago. Through my girlfriends residential address. So if I just transfer the 800.000 baht asap in to bank. Fly out in November. And go to Thai immigration in phuket. Would you say that’s the easier option. ? Mike
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Peter *********
@Michael ******
sent you link to wise for transfers best rates mate from UK to Thailand 🇹🇭
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Michael *******
ORIGINAL POSTER
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Michael *******
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Peter *********
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Peter *********
@Michael ******
yes funds in bank will be OK then also use wise to transfer bonds from your uk bank to 🇹🇭 in future. I personally used an agent for my 1st visa
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baht then since done yearly extension myself1900 baht as 1st one hard to do yourself
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David ******
@Peter ********
Are you currently on the Thai Retirement Visa?
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Rog ***********
@Peter ********
can share which agent is that?
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Rog ***********
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Terry **********
Where are you planning on staying in thailand mate?
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Michael *******
ORIGINAL POSTER
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Terry **********
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Terry **********
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Lauren ******************
The UK usually then doesn't have to do the same banking 800k lol
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Lauren ******************
Every one has a different answers
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Lauren ******************
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Chris ******
Hello...are you intending retiring here on O or OA visa?
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Michael *******
ORIGINAL POSTER
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Chris ******
@Michael ******
in which case you need to apply from the UK via the Thailand Embassy in London...the application is done via the Thai website and from memory the requirements were a satisfactory police check; a doctor's certifiticate stating you are free of certain diseases; proof that you have sufficient funds in your uk bank account and health insurance..unsure of the amount but it will tell you on their site...

For what it's worth if I knew then what I know now I'd be using the O visa route and not the OA...much simpler
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Michael *******
ORIGINAL POSTER
@Chris *****
sorry to be naive! What’s the difference between a OA VISA AND A O VISA? Thanks
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Terry **********
@Michael ******
basically, NON OA can only be applied for in UK and you need insurance. NON O can be applied for in Thailand and does not require insurance
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Chris ******
@Michael ******
PM me and I'll go through it with you
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Michael *******
ORIGINAL POSTER
@Chris *****
thank you chris! Cheers.👍
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Michael *******
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Brook ********
Don’t make the same mistake I did.

Preserve your insurance options. Apply for a non-O within Thailand.
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Paul ********
I don’t have any insurance and never have and I’m on my 3 Rd retirement visa. So if he wants a visa it’s easier getting it started in the Uk. Then he can shop around in Thailand if he wants to get it. I don’t have insurance because they try ( all insurance companies that is) to wriggle out of it. So I would prefer to pay for anything I have done. Thanks
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Stephen **********
by the way, I clicked on your name to see your previous posts in the group, and your questions throughout this year lead me to think that you don’t know as much on the subject as you’re making out.
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Stephen **********
@Paul *******
what exactly did you get in England? An O-A retirement visa? Because that 100% DOES require a background check AND insurance. An O in Thailand does NOT.

So you’re either being very unclear about what you mean, or completely wrong, which would be strange considering you’re on your 3rd year. Granted, you are getting on a bit now (just kidding, but have you taken your medication yet? Just kidding!) 🤪
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William *******
@Steven **********
I’m certain it is a Non-O visa which doesn’t require (yet) insurance. I’m on a Non-O but have insurance. I have not had any issues with insurance payment issues.
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Stephen **********
@William ******
tell mr durkan, I’m already certain as per my comment
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Stephen **********
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Paul ********
@Brook *******
you can get insurance anywhere and if you apply in Thailand it’s a requirement. If you apply like I did in the Uk you don’t need it
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Brook ********
@Paul *******
You probably should resist the urge to give advice anywhere on Facebook as it’s often wrong.
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Brook ********
@Paul *******
A Non O in Thailand does NOT require health insurance.

I CANT GET insurance from any of the 14 approved Thai health insurance companies, at any price, due to a minor pre-existing condition. They won’t even consider an exclusion.

Maybe you don’t need it to apply for a Thai retirement visa in the UK, which I doubt, but you do in America.
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Paul ********
@Brook *******
he is in the Uk what do you know ???
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Brook ********
@Paul *******
are you ok?
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Paul ********
@Brook *******
I did it 2 years ago FACT
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Paul ********
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Paul ********
Easier to do an o-a retirement in England and stay here 90 days and apply for retirement when here. 800k in bank for 3 months before and for 2 month after
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Terry **********
@Paul *******
that's a bit of a contradiction. If applying for Non OA in uk then why apply for retirement when here.
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Terry **********
Apply for a 60 tourist visa, used to be £25 then when here apply for a 30 day extension. Then go and apply for Non O visa whilst here when your 800k has achieved the required period in the bank.
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Terry **********
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Ekkehard *******
@Paul *******
It is 2 months before and 3 months after instead.
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Michael *******
ORIGINAL POSTER
@Paul *******
thank you
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Paul ********
@Michael ******
you won’t need a background check and insurance if you do it in Uk
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Dave *********
@Paul *******
Really? A police background check and health insurance was mandatory for my O/A non imm 50+ last year from the Embassy in London.
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Dale *******
@Paul *******
if you apply in UK you'll be applying for Non O-A and you will need criminal record check and insurance
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Michael *******
ORIGINAL POSTER
@Paul *******
👍👍cheers
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Michael *******
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Patrick ********
Everything easier in Thailand rules supposed to be the same but isn't
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Robert *******
@Patrick *******
you got that right
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Brett **********
@Patrick *******
not really easier. Main difference is if you prefer to buy a years health insurance up front and not have to keep
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0 baht locked up for most of year
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Brett **********
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Brandon ************
It depends on if your country requires health insurance for the initial 90 day non-O.

Some consulates require it and some don't.

If yours doesn't, get it and come to Thailand and get your bank account setup and everything in order to apply for the 1 year extension.

If they do require it, come to Thailand on a tourist visa or visa exempt, and transfer the 800,000₿, then go apply to convert to a 90 day non-O which you can then extend for a year after 60 days.

Reminder if you choose the 2nd option that you must have proof the 800,000 was transferred from overseas, so don't try bringing a bunch of cash or something like that.
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Michael *******
ORIGINAL POSTER
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Michael *******
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Giorgio ******
Have to be in Thailand to apply for" retirement visa"
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Brook ********
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Giorgio ******
@Brook *******
sorry . New rules then 🤔?
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Jim ***********
@Giorgio *****
Non OA uk Non O Thailand can apply
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Giorgio ******
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Giorgio ******
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