Brendon Peter Douglas. Unfortunately too many people listened to the Facebook Visa experts who continually bleated "See an agent - they'll fix it". I do recall Tod was very suspicious about this STV from day one. Not enough was known about it to really give an honest assessment. Those that took the chance have had their nine months, and other than the 60-day covid band-aid there's nowhere else to go. And it's still not known if STV holders are eligible for the "unable to travel" proviso. There's plenty of flights (especially now with the sandbox) going all over the world, and to quote Air Asia "Now everybody can fly". STV holders should certainly be making a Plan B.
Doug Brooker. Sometimes immigration offices make their own rules, although it is rare. Bangkok, Phuket, Pattaya, Chiang Mai are all two months before, and three after.
Chris Good. As long as you stay in Thailand on retirement visa, the money stays in the bank. Of course, if you leave, you get it back. Otherwise it goes to whoever you've named in your will. For this reason, I favour the 65k/month method, as it's money you can use. You're under no obligation to keep it in the bank. I go through about 45-50k/month anyway on my rent, living expenses, fun, holidays etc so another 15k is no issue. People using the 800k method still need money to live on, but cannot touch that 800k (except for 400k for seven months of the year, but that still has to be replenished).