But did yours include riding a motorbike ? Did his ? Does yours include cover when scuba diving ? Rock Climbing, or other extreme activities ? Did his ? Do they settle bills directly with the biller, or do you have claim back any expenses once paid for by yourself ? What about his ? In the event of your sudden death, What amount of money and to whom do they pay ? And his ? Do you get my point ? its like stating that your bicycle is better or cheaper, when you dont even know what bicycle he has, and you don't even know what bicycle you have.
Given the true cost of the few alternatives, for many, at just under 100k baht a year, guaranteeing a visa for a fixed period, its money well spent. I'm sure we could all pick holes in your chosen visa route, but of course we all hope you have a unproblematic future, visa and otherwise 🙏
I dont know myself, but you'll know thai beaurocratic systems are anything but efficient. Keep applying for new visa after the date has passed if you need to be sure before you travel.
I did read, only on this or other fb groups that any ban is not automatically lifted on the exact expiry date of the ban, and it takes a little time to filter through to border points.