I understand that. It was clear in an email they sent me while I was applying from within the UK, as this poster is. I have posted that email here previously, but as I sit having a quiet coffee in my new home Bangsaray, my picture filing is crap and I can't find it again π€£π€£π€£
I opened a current account with HSBC. You can also open a Global Account. The global account allows you to use the card and/or send money abroad with NO fees whatsoever from HSBC. It arrives in Thailand in Baht. Sadly, Bangkok Bank still deducts a fee before the money goes in, even though they do nothing but watch it all happen electronically. I will be taking this up with them.