Lots out there we finally settled with Pacific Prime - I guess we only know how good there are when we get to claim I pay 35k a year which excludes outpatient , however you will need that for the O-A visa - I got here before insurance was introduced/imposed and in Phuket those rights are grandfathered
In most countries you will need to take a motorcycle test they don’t just give them away to car drivers , I spent 6 months and many hours being taught how not to kill myself or others………