@Roberto ********

what you say is not a fact it is incorrect information. Your point about it being better to do it yourself is valid but it is quite possible to use an agent that gets you a perfectly legal stamp and then, next year, if you meet the requurements, get the stamp at your local immigration office. I'm not arguing with you anymore because I know j am 100% correct.

@Roberto ********

you are totally wrong. I speak from personal experience so why dont you just keep quiet on the issue?

@Roberto ********

if you use an agent you are not stuck with them thereafter.

@Sangho ****

I showed the clerk the certificate I already had for health insurance and they opened an account for me without buying theirs. I had to go to the branch 4 times before I saw someone who got it done. First time they wanted me to have a work permit. Second time they thought my Visa had expired but they were looking at my used re entry permit. Yiu might find theirvindutsnve useful though. Glad you finally got your certificate of residence.

@Graham *****

I have non o Visa based on retirement and never used anything other than tm7.

Just said no to insurance. No need to buy it to get an account.

@Sean *******

yes, that is what this site is here for to help people. Got any problems with that?

I must have totally misinterpreted this question.