Well thats Thailand ! So go and ask Immigration, Im perplexed about the UKs open boarders and invasion ! but there is nothing I can do about it !! I prefer the way Thailand controls its legal immigration !
My point is once you are here in Thailand you have to import the money yo your Thai bank account, what goes into your USA bank account has nothing to do with your visa once you are here living in Thailand
After your first 1 year visa extension expires, you can then apply for the further years based on at least
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baht being deposited from your foreign bank accoun]t into your Thailand bank account, but it must be transferred every month, miss a month and your back to square one, it must be every callendar month !
baht EVERY month and they enforce that to the letter, I was talking last evening with a guy who let his 800,000 drop one month by only a few hundred baht and there was no way out of that either, he has to reapply again from the start.
Where I live, if you show an IDP when you apply, you have to do the emergency stop and depth perseption test, but you dont have to sit through the 1 hour long instruction film, like most thing though I suspect it depends where you apply !