Thailand Privilege Card (the company that runs/sells Elite) is also a state enterprise 100% owned by the government, it's part of the tourism ministry. Elite do explicitly promote the visa for digital nomads, and the DTV says "employment prohibited" like any other visa... it's not clear they are any different in this regard.
it is best, also because there things you may need to go back to your original branch for. For the withdrawals, with most if not all banks if you use cardless ATM withdrawals with the bank mobile app, there's no outisde-province fee.
Moreta allows top-up by ACH (US domestic bank transfer). It charges 3%. Alternately, you can withdraw cash at an ATM with any card and then top up with that. You won't likely find a free solution for this as the Thai QR system is totally free to both merchant and customer. While credit/debit cards have fees to the merchant. So it's not economical to allow free top-ups of a cash wallet with an international debit card, someone has to cover the fees.
There's a specific list of countries they will issue a debit card and Thailand is not one of them. So you would need to be from one of the countries that they do issue it for and apply from there.
it's probably easiest just to pay an agent to get the account open. It's not necessarily impossible to DIY but it has got a lot more difficult recently.
Anonymous participant 107 OX is theoretically 10 years, they are talking about getting the second 5 years and how it's easier to bounce than get it in country.
Elite can't be done online first time, it's the exact same as any other visa. They will reject if you try to do it online first time on an entry.
LTR doesn't have 90 day reporting, they have 1 year checkins that are like the 90 day but only every year. These aren't renewals, they get stamped in until the end of their visa (up to 5 years) each time.
Wise were also partnered with DeeMoney who, along with Bangkok Bank, Kasikorn and SCB, handled some incoming transfers for them on the back end. DeeMoney has suspended operations now so that's over, but they were involved previously.