not foolish given the problem is encountered trying to open a bank account on my own with a Non O visa. Also the problems encountered with getting the visa from the embassy to begin with
if it was doable could a person spend 90 days between Thailand and Malaysia alternating. No need for a retirement visa or bank account just work with visa's. I know Malaysia offers 90 days on entry.
thb per month. I am applying for a non o visa through the Thai embassy in London. They have emailed me asking for bank statements covering monthly income of