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What are the current requirements for a retirement visa using monthly income in Thailand?

Jul 15, 2025
2 days ago
Gordon ************
ORIGINAL POSTER
First stop Bangkok Bank for Confirmation Letter ( I already have the statement) The girl said to me, I need to have 400 or 800k baht in the account for 4 months. I said I don’t use that method, I use monthly method, she goes and speaks to the Manager, comes back and says, they cannot do letter. I go to the branch in Robinsons (where I got my statement) as it’s now open, explains the story to the girl, she prints off Confirmation Letter and I pay her 100 baht, she explains that the rules have changed. I head to Immigration (Roi Et) with all the docs required as per Koh Samui list. He checks the statements and asks where the money is coming from, I say the UK as they show as FTT transfers, as required. He says, but I want to see proof of money going into your account in the UK from your pension provider, luckily I have April 2025, on my phone. Koh Samui had never asked for such proof in the last 10 years, I don’t know if this requirement is new or not, and I pass the info on, for anyone who it may affect. πŸ™πŸ™πŸ™
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TLDR : Answer Summary
This post discusses a recent experience obtaining a retirement visa in Thailand using the monthly income method. The author shares challenges faced at Bangkok Bank regarding the Confirmation Letter and their visit to Immigration in Roi Et. Commenters provide insights about varying requirements across different immigration offices, the necessity of proving income sources, and share their personal experiences, indicating that while some regulations may seem new or strict, others propose that these rules have been consistently enforced at different offices.
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Max *************
This is about Roi Et, and that explains a lot.
Max *************
Immigration has the right to ask for the source of the 65k per month deposits based on retirement.Officially transfers from a personal bank account back home is not accepted even if it works in most provinces. Immigration might ask for a stamped and signed document from a pension provider showing you're officially retired.
Luigi ***********
Each immigration office decides at its own discretion how to proceed.

This has become unsustainable for most foreigners temporarily residing in Thailand.

The rules, left at the discretion of the Immigration Bureau.....change every month 😳
Peter ********
@Luigi **********
No legislation is perfect. Any legislation that requires the decision of an individual based on evidence, or the balance of probability is subject to that individual's conscious or unconscious biases. If the requirement are satisfied there is no problem. If not there may be routes to appeal ( Not for UK immigration decision made outside UK, as an example) If people try to subvert or interpret the rules to suit themselves, particularly in a foreign language and culture it will never go well.
Andy ************
@Luigi **********
Too many cheap entitled foreigners "living" in Thailand. I've been here fifteen years - haven't yet seen one change in the rules for my PROPER visa. πŸ˜‚πŸ˜‚
Luigi ***********
@Andy ***********
In 25 years, I've seen it all. Plus, you'll see fewer and fewer qualified foreigners in Thailand.
Andy ************
@Luigi **********
Money seems to be the major issue. The thing which is changing is there are more cheap and broke foreigners trying to stay in the country. Those of us with means have no problems
Steve *****
as you say every

immagration office has there own rules i live in pattayai recieve a war disablement pension from the mod the requirement is 65 thousand a month my pension is Β£598 per week plus i recieve a uk state pension Β£738 per month so my monthley income is Β£3126 per month that equates to 135 thousand baht a month so i thought i easy have the requirement of 65 thousand a month i go to my bank get a yearly statement backed up with a statement from wise showing my money going in every week for 52 weeks i also show my english bank account showing money being paid in every month from the dwp {state pension{ plus my war disablement pension from the vetarens agency {mod{ i even got the vetarens agency to supply me with proof of income letter showing my war pension so i thought i have everything in place to get my retirement visa i filled all the forms in from thai immagration so i thought im realy well organised i gave everything to the immagration officer he looked checked everything and said i this is to much information and to much work for me i asked why he said i have to go through all your statements for 12 months to much work you use agent i looked at him and said thats your job isnt it to check my income is over 65 thousand a month his reply was you use agent come back bye i asked to speak to someone else he said go use agent and gave everything back to me by this time i was felling angry and confussed i went and spoke to a agent andc asked her what she would charge me she wasnt intrested in my docoments she said i can do for you cost 14 thousand i had no choice as i only had 7 days l;eft on my retirement visa i was pissed of and thought this is not right but what can you do its thailand so getting a retirement visa through monthly income is far from easy i paid a agent but i begrude it as i know 100% i had everything required thats my story so its definatly not easy to do in pattaya
Peter ********
Steve Rew πŸ˜€ If you ever told a UK official to 'do their job' you would be buried in the paperwork for months! Afaiu, the actual Thai legislation requires a statement from the national's government that the monthly amount paid in is a pension. The UK govt. (along with a few others) will not supply the required pension certification so that route is effectively not available to UK nationals. Having to trawl through excessive paperwork in a foreign language is certainly something I can understand the IO not wanting to do. The only thing they are interested in is do you qualify or not. On my last renewal I gave them statements/certifcates for all my Thai bank accounts, each of which had more than the required amount in and they genuinely got confused and after a few moments explained they only need 1 account that qualifies the rest is just extra unnecessary checking, copying and stamping. Then asked me to choose 1 account to use and gave all the others back. The b800k is only ~Β£25k dropping to b400k for the mid term 6 months, providing you are accurate with the amounts and dates is easy and simple. The 'loss of interest' on Thai held funds is negligible when you consider how the GBP/Baht exchange rate is doing, and less than the 14k requested by the agent (who you are likely to be tied to for future renewals as something will have been 'overlooked' on the inital application. TiT.
David *******
@Steve ****
Steve. There's something wrong with your addition - 598 + 738 = 1336 a month; which equates to around 58,784 THB a month (44 THB TO GBP). Nowhere near 65,000 a month. Unless I've miscalculated!
Steve *****
@David ******
typed wrong it's per week
Jim **********
@David ******
he talks about Β£598 per week which he would multiply x4
Bent *************
TiT
Andy *******
They change everyday and at every branch and every immigration office LOL
Peter *****************
This is Thailand.Everything can happen surprisingly.
Lutz ********
Every immigration office makes own rules.
Andy ************
Some offices have always requested pension statement
Mark ********
@Andy ***********
There's no requirement to be on a pension for retirement visa
Andy ************
@Mark *******
I didn't actually say there was, but if a specific immigration office makes it their policy, the applicant then has to provide this. It's not required at Chaengwatthana, but I always attach my annual pension statement in case the tax office ever investigates.
Brandon ************
@Mark *******
But some immigration offices require you to show proof of where your monthly income is coming from if you are using that method. It's not new in general, but may be new to that office.
Mark ********
@Brandon ***********
It hasn't been a requirement in Chiang Mai...yet. They just want the FTT confirmation of the funds
Roger ********
When l used the monthly income method, l was always required to show the source of my money in the UK. I used to attach my yearly P60, and that was sufficient for Korat immigration.
Martin **********
Yes, had same asked

I not had the statement of the bank account in Europe. But they were ok, with statement of person, where it came from. Next year I take my wise account statement. By the way, BKK bank refused to make the letter at first too.
Graham ******
The rules have not changed, they have changed their rules
Why****
@Graham *****
pending changes 🀣
Per-Arne ***********
@Why****
daily changes from time to time, from place to place, from person to person from …..

It’s really a place where thinking happens before talking with no corruption 🀣
John **********
Monthly method is based on income, some offices want to check your income, although I've seen it more often with an income certificate from an embassy
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