Try Philippines, get mugged, burglared and whatnot, and then be happy that the cost of living is lowest.
…or…
Try Thailand, enjoy low cost of living and enjoy how they try to haggle you out of your money, with which a smart person can deal, and feel perfectly safe.
Your choice. I’d say that for those with an IQ below 100 (not meaning anything personal to you - sorry if that seems so) Philippines is a good choice. Those above 100 would likely prefer Thailand.
Now, before anyone gets upset, there are plenty other reasons to prefer one or the other country, but if money is your only motivation then imho Thailand is the better choice between the two.
The same rules apply for taking cash out of Thailand as for bringing it in. You can take up to $20,000 USD or the currency equivalent out of the country.1
If you’re carrying Thai baht, you can take up to 500,000 baht to any of Thailand’s bonded countries and up to 50,000 baht to any other destination.1
Take anything above that sum, and you’ll need to make a customs declaration.
What are the limits? According to Thailand's official rules, you can bring up to $20,000 USD or the currency equivalent into the country before you have to declare it to customs. If you're bringing Thai baht (THB) into the country rather than a foreign currency, the most you can carry with you is 500,000 THB.
I was focused on her question. Reread it and see the same question about using an atm to take a large amount.
I am not surprised about “I have to pay a large amount for my visa”. It’s the way people write. “I paid 400,000 bath for my visa”. Likewise people write “I have a marriage visa” or a “retirement visa” while such a visa doesn’t exist.
Meanwhile the question is about getting large sums of money using a foreign card and being limited when using an atm.