Stephen *******
This is a summary of
Stephen *******
's contributions to the platform. They have posed 2 questions and added 211 comments.

QUESTIONS

COMMENTS

Stephen ********
@Joe *****
if want a car, I buy it. I want a rv, I buy it. Anything I do, I pay for it. No need for credit. As for Pretending China is bad, I'm simply pointing out that I don't want to be told I can't fly somewhere because my SOCIAL credit score is nit good enough. Whether I am right or wrong is irrelevant. Better safe than sorry. 🤷‍♂️
Stephen ********
Blinkers? Go research China's social credit scoring system 👍🏻
Stephen ********
@Joe *****
I'm fairly certain you commented that Thailand will be cashless in a few years. I'm not sure about your definition of cashless, but mine is no cash 🤷‍♂️
Stephen ********
@Joe *****
if you're wealthy, you don't really need credit 🤷‍♂️ But you're not really grasping to difference between credit score and social credit score. But I'll bid you goodnight in the hope that you will catch up 🤣
Stephen ********
@J**
Joe Joe, you're not listening. If cash was done away with (cashless society) how can it be used as a backup? 🤣🤣🤣
Stephen ********
@Joe *****
if you've any bad credit score in the west, you can't get credit. Or you can, but expensive credit. In China, if you have aow social credit score, you cannot book flights. How low does that social credit score need to be? I don't know. 🤷‍♂️
Stephen ********
@Joe *****
you are choosing not to use cash. That's the choice you are making. Do you think handing over 50฿ in cash is any more difficult that opening your phone, logging in to your bank and scanning? Again, what if you've no Internet? What if they system is down. What then if there is no cash? 🤷‍♂️
Stephen ********
@Joe *****
there's a difference between a credit score and a social credit score. But best to buy without credit that way there's less control 🤷‍♂️
Stephen ********
@Joe *****
you choose to pay at theoretically with cash. I've already said that digital transactions aren't a bad thing, loosing the choice is the bad thing 🤷‍♂️