@James **************

not my experience. I had an agent help open the bank account and then I did my own paperwork for the nano visa. Chiang Mai immigration office did not give me any hassles and accepted and approved my application, if I understand you correctly

@Tony *********

what's your latest exchange rate? I did a transaction through Fidelity and they hit me for 3% and then wise said they can't do Swift transactions because it's only through certain banks and the cut of the exchange rate is too high. what is your experience?

Fidelity is much like Schwab and from my understanding the hit happens when the currency is converted from US dollars/UK Pound etc. to Thai baht in Thailand. There are only eight banks that are authorized by bank of Thailand to accept Swift transfer money and converted it to baht.  my transferred money went from 31.8 to 30.8 bot once the swift transfer is complete. A standard wise transfer is or of a baht loss.

@Tony *********

I'm not hearing you guys talk about the exchange rate that you're receiving. What is your loss or not loss?

@Kevin ********

that may be true, but it wasn't true my case.

@Bent ************

that is good Ben. next question and the big hit on the Swift transaction was in the exchange rate. I had a zero dollar fee from my bank but the exchange rate took a full 3% hit which on my transaction was about $80 USD.

@Kevin ********

The first I knew that my account was frozen was when I tried to put my $65,000 baht into the account. I was notified that the deposit was rejected and when I called Bangkok Bank they did not know why they rejected my deposit. they told me to go back to Wise and ask why what code they were given when the deposit was rejected. It was at that point that Bangkok Bank could tell me that my account had been frozen as the code was for a bank account that was closed.

@Andrew *************

hmmm okay. Then why can Bank of Thailand make Bangkok Bank freeze accounts under a tourist level visa, like DTV? Just a question.

@David *********

You cannot legally open a bank account with a DTV. How did you handle this David?

@Brad ***********

Thank you for sharing