For those who really live in Thailand and rent a place : if you have only Truemoney (no local bank account) good luck to get back your 2 months security deposit from your landlord đź’¸
If you did the test like I did (comparing how many bahts I get for my bucks between Schwab and Wise for example ), you will see clearly that you get ripped alive as well !! Even with no fee and 220 thb back . The rate is terrible. That’s how they make money. But please don’t believe me: go check and see by yourself .