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What types of visas are accepted for opening bank accounts in Thailand?

Kasikorn Bank Thai Bank Account Visa Requirements Non-O Visa Non-B Visa Education Visa Retirement Visa Elite Visa Loyalty Visa Banking Issues Transfer Delays

Jun 19, 2025

2 months ago

Nelson ******

ORIGINAL POSTER

Dropped into Kasikorn today to ask about opening an account because the delays with the Wise to Bangkok Bank transfers is becoming untenable. Unfortunately, but unsurprisingly, I couldn't do it and was cited the only 3 visas acceptable are ED, work and retirement.

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TLDR : Answer Summary

The original poster inquired about opening an account with Kasikorn Bank and faced issues due to visa restrictions, learning that only Educational (ED), Work, and Retirement visas were acceptable. Various comments suggest discrepancies regarding accepted visa types, including mention of the Elite and Long-Term Resident (LTR) visas. The discussion also involves banking experiences related to transfers from Wise to Kasikorn and Bangkok Bank, with mixed feedback on the speed and reliability of these transactions.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

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Stephen **********

I just transferred from my bank to bangkok bank via wise at 10pm and had the money the next day by lunch. It used to take a few seconds but when I moved a bit more it took until 2pm the next day. I think it had to do with the timing of bank hours or the amount.

Are you moving large quantities? Maybe that is the cause of the delay

a month ago

Nelson ******

ORIGINAL POSTER

@Stephen *********

on the contrary the most I have ever converted and sent is the equivalent of 200,000 baht.

a month ago

Stephen **********

@Nelson *****

Wow, maybe it was just timing. Not sure why you are getting long delays then... Hope you find a solution.

a month ago

Nelson ******

ORIGINAL POSTER

@Stephen *********

I don't know but I'm actively trying to find a way out of this and if it means leaving Bangkok Bank then I'm willing to do that

a month ago

Reply to

Nelson ******

Nickel *******

Does ED stand for erectile dysfunction visa? Is this like a medical visa or something

a month ago

Лена *******

kasikorn does not accept transfers from wise, payoner, and from abroad

a month ago

Anna ************

We have the same problems with transfer from Wise and Revolute to Kasikorn. Starting from June. Never had an issue before

@Nelson *****

a month ago

Nelson ******

ORIGINAL POSTER

@Anna ***********

just tried sending from Wise to Bangkok Bank and they are estimating arrival on Monday and it's not even midday Friday!

a month ago

Anna ************

@Nelson *****

so my point is if you have difficulties with transfer to BBL , new account in Kasikorn won’t solve it. Maybe worth to try other banks - krungsri/krungthai, and I heard krungthai (light blue one) is most loyal for DTV holders…

a month ago

Anna ************

@Nelson *****

Kasikorn customer service told us that many customers complain to this and they are investigating.

DBS told that thai bank regulation has been changed on 11 May and banks are implementing new systems and rules that lead to technical issues. From my understanding the success and speed of the payment depends on which intermediate bank senders financial institutions use. So from Wise registered in EU it could be one route and payment are received without issue, for wise singapore - another etc etc

a month ago

Anna ************

@Nelson *****

we are still getting the transfer bouncing back with the remark “technical issue from bank recipient”. Sending from singapore wise / Revolut if that make difference. Remit transfers from DBS singapore also don’t go throw. Only swift transfers from “proper” banks.

a month ago

Reply to

Anna ************

Anonymous ******************

Bitcoin (and now USDC/USDT) solve this.

If you'd realized this years ago, you would now have enough money to buy unlimited Elite visas for your entire extended family to open Thai bank accounts and spend the rest of your days sending early retirement money around. But it still holds true today.

Banks will only become more pedantic and limiting with your own money. Look into the alternative (not 'Wise') and you'll be happy.

a month ago

Nathan ****

Crypto to the Bank takes me 5-10 minutes with Bangkok Bank.

a month ago

Upadhyay *********

@Nathan ***

with K-Bank. Almost instant.

a month ago

Nathan ****

@Upadhyay ********

Well the delay I'm saying is from the P2P traders and escrow 😌

a month ago

Upadhyay *********

@Nathan ***

What platform do you use? I usually use Binance TH, scared of P2P, skeptical about the money being clean.

a month ago

Nathan ****

@Upadhyay ********

Localcoinswap, I've used the top traders for years now. they even do ATM cash withdrawal if you prefer that.

Justin *****

mintt? 😅👌😄

Upadhyay *********

Yup, I use it too for cash in person only. Without escrow, over tele.gram, they usually charge 3%.

a month ago

Reply to

Upadhyay *********

Tommy ********

Makes sense. DTV holders are long stay tourists

a month ago

Anonymous ******************

I have been 3 years with krungthai and they very good!

a month ago

Peter *********

Anonymous participant 184 Nearly 10 years for me with them, no problems.

a month ago

Reply to

Peter *********

마리오 ***

In the last few weeks I’ve noticed a delay in Wise to Bangkok Bank transfers also, generally for larger amounts though. I transferred 100k yesterday and it took about 12 hours. Transferred 650k a few weeks ago and it took about a week to clear.