Payment Options (w/o Thai Bank account)

This comes up a lot in the comments. Please do add or correct, but this info is correct based upon my own personal experience:

TagThai Pay&Tour

- Prepaid credit card

- Can only be loaded at (I think any) Kasikorn Exchange kiosk. (I did in Samui.) Contrary to some comments I've seen, I was able to do with THB, did not have to actually exchange currency.

- Cannot pay Personal accounts with QR code, so that's most small restaurants and shops out.

TrueMoney

- Top up by cash at any 7-11, Lotus, and various pay points.

- Some people have completed the additional verification by uploading a copy of DTV visa and entry stamp under the work permit section of documents. That then allows payment to personal QR codes.

- It's also handy for paying Electricity and Water. (Keeps the history.)

- I have not been able to top-up by credit card since additional verification, but others claim this is possible.

DeepPocket

- CAN pay personal QR code

Load by credit/debit card, cash at BigC or Lotus.

- Pricier fees than the other two.

- (Was recommended to me by a friend who's an expert in payments, so seems to have solid backers, but I'm not personally endorsing this or anything else.)

* Moreta Pay

- Can connect to US bank, do SEPA transfer, or UK Faster Payments, or credit/debit

- No personal QR codes

- Works in other Asian countries

Those whose bank accounts were closed, what are your alternatives?

In the "more" category, I'm drifting towards a cashless world, which for me is cool, I noticed that Lotus had an online app, so I added it, setup was going well until it said "You need to verify your account by taking your passport to the local store". Which i did and to my surprise they knew what to do. Looks like trying to make sure scammers dont eat lol.

Is it possible to live without using cash? Are there any finance apps to pay in shops? (Eg. Venmo, Gopay, Gcash in other countries). Where is mastercard accepted?