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Will the new KPlus transaction limit impact inbound transfers to Thailand?
KBankKPlusThai bankingtransaction limitsinternational transfersinbound transfersexpat bankingfacial recognitionmoney transfers
Jul 18, 2025
9 months ago
นิก *****
ORIGINAL POSTERAny idea if this will impact inbound transfers?
Kplus — Can no longer transfer more than 50k thb per “day” anymore, all I ever used the account was for getting money from Europe, twice a month for many years on average with out issue to pay the wife and bills. This is despite me using a correct simcard and already did facial scan at the bank a while back. Probably gonna take a few days to move funds out gonna switch banks. This is utterly ridiculous. Been with them for 4 years with no issues. Luckily, I have four other Thai banks with no such limits. Only been using K plus because they are usually the fastest for international transfers might keep using them. Hopefully inbound won’t be impacted. I don’t think so, but won’t be using them for storing money or paying bills.
Kplus — Can no longer transfer more than 50k thb per “day” anymore, all I ever used the account was for getting money from Europe, twice a month for many years on average with out issue to pay the wife and bills. This is despite me using a correct simcard and already did facial scan at the bank a while back. Probably gonna take a few days to move funds out gonna switch banks. This is utterly ridiculous. Been with them for 4 years with no issues. Luckily, I have four other Thai banks with no such limits. Only been using K plus because they are usually the fastest for international transfers might keep using them. Hopefully inbound won’t be impacted. I don’t think so, but won’t be using them for storing money or paying bills.
TLDR : Answer Summary
Recent changes to KPlus banking app have imposed a daily transaction limit of 50,000 THB for outgoing transfers, prompting concerns among users about the impact on inbound transfers from abroad. Despite frustration from customers who frequently transfer funds for household expenses, many believe inbound transfers will remain unaffected by this new limit. Some users have successfully adjusted their transaction limits through bank branches, while others report being restricted by the app. The discussion highlights various user experiences and opinions on the best approach to manage finances under the new restrictions.
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Conor **********
I guess they’re selective about who they limit? Had my K bank for ~1 year since switching from Krungsri and never received any maximum limits on transactions
Max *************
You can actually change the daily limit at KBank. Just go to their official website to see how to do it.
Erik *******
Yes. It’s being slowly rolled out. Expect more posts like this very soon.
Ness *****
You can change the daily payment limit in app as long as your face has been registered at K+ bank.
Max *************
@Ness ****
No,that's not possible.50k is the limit.John ********
@Max ************
yes, works by me also , adjust in app once face scan done and matching SimMax *************
@John *******
Sorry,but you're wrong.Open settings in the app and try to change the limit. After you've done that,come back and tell me what it said. You can actually change the limit,but not in the app.You need to visit your branch.John ********
@Max ************
I done it , I only can tell you what I see and doneMax *************
@John *******
You can't go above 50k unless you've visited your branch first. I'm banking with both KBank and Bangkok Bank. I know what it says in the K+ app when clicking on "Change transaction limits". I don't need to change the limit but I can't do it unless I visit my branch.Neither can you.Reply to
Max *************
Reply
Ness *****
@Max ************
, There is always one. Anyway I had this exact situation and fixed it at the K branch then could modify daily limit payment to 10 times that with face scan and made my payment. It was less than a week ago, so it is possible...Max *************
@Ness ****
You can not change the limit in the app as you said in your previous comment. Doing it at your branch is another story.Ness *****
@Max ************
I have done it, that is a fact. I did register my face in KBank prior to that though. Now I'm free to move my payment limit over 50k with a face scan in app without going to a branch anymore. End of discussion.Max *************
@Ness ****
I have also registered for the facial recognition crap and used it. It still says exacty same thing in the K+ app if clicking on changing transaction limits. I tried just out of curiosity, but it says I can't do it. I need to go the KBank website and check out how to do it.It's not possible to take a screenshot, otherwise I've done so and showed you.Ness *****
I changed it from 50k to 500k to 1.5m and back to 50k
นิก *****
ORIGINAL POSTER@Max ************
can confirm, to adjust in kplus app max is 50k for me per day, can’t go higher. At least it’s only for outbound. No limit on inbound.Reply to
นิก *****
Reply
Graham ******
This is for money leaving your account not incoming deposits
นิก *****
ORIGINAL POSTER@Graham *****
thank god, I heard that for large amount, you can still technically go to the bank branch and make the transfer via the teller
Graham ******
@นิก ****
yes you canReply to
Graham ******
Reply
Colin **********
Did try increase the transaction limit in the app?
นิก *****
ORIGINAL POSTER@Colin *********
yup, highest can go is 50k, app won’t allow screenshotReply to
นิก *****
Reply
Martyn ***********
I think you can go in the bank and authorise higher amounts...
นิก *****
ORIGINAL POSTER@Martyn **********
they said no can not to farangSue **********
@นิก ****
yes you can. you just have to undergo the face recognition process at the bank. Takes 15 min.Franky **********
@Sue *********
, no cannot. I done all that.Reply to
Franky **********
Reply
Simon ******
Strange mine is still at 500k per day
นิก *****
ORIGINAL POSTER@Simon *****
yes it’s pretty random. Some of my friends don’t have it either. I don’t know if they’re slowly rolling it out or they depended on some algorithm.Reply to
นิก *****
Reply
นิก *****
ORIGINAL POSTERI mean, I can live with at 50 K transaction per day, if I really need to pay for something expensive I’ll just get cash out over multiple days however I hope this does not impact inbound transfer from overseas for over 100k. I don’t think so at least. I might keep using them for inbound transfers from overseas because I find K plus to be the fastest for instant international transfers, but I won’t be using them for storing the cash and will gradually move them to other Thai banks.
Bob **********
@นิก ****
you can transfer in 2 million using Wiseนิก *****
ORIGINAL POSTER@Bob *********
cheers yeah I just care about inbound, I can gradually move it to other banks once it’s hereReply to
นิก *****
Reply
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