My money is invested in Australian real estate, geared to the hilt, so I pay no tax. I'm switching to DTV from non-O next year, and the only money I'll be transferring into Thailand is from a pension fund, so I've no tax to pay in Thailand. The LTR costs 5000 baht per annum, the DTV only 2000 per annum. My arithmetic suggests the DTV is the best option