@Jan *****************
cant use 40,000 monthly income for first year. Need the 400,000 deposit. If you cant have a thai bank yet as converting from visa exempt or not in the country yet then you have to show your home country bank statements to prove you have the 400,000 to deposit and write a letter stating as soon as you get the 90 days stamp or arrive in thailand you will open a thai bank and deposit the money. Then leave it for 2 months and before the 90 days is up you extend it for 1 year. 2nd year onwards you can use the 40,000 monthly income into said thai bank to extend annually