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Tore ********
This is a summary of
Tore ********
's contributions to the platform. They have posed 11 questions and added 694 comments.

QUESTIONS

COMMENTS

Tore *********
@John *********
there are actually tourist prepaid debit visa cards available. But I wouldn’t bother
Tore *********
@Tor *****
yeah recently changed. Got mine two weeks after entry
Tore *********
@Jason *****
200 baht. And they send it by post to address registered on TM30 . At least in Bangkok
Tore *********
If you got medical grounds you could get a DTV. Assuming you meet financial requirements
Tore *********
@Kraig *****
definitely got false information lol. We already got confirmation 90 day report is required on DTV.

But contradiction information before being fully known is quite normal for Thailand
Tore *********
@Max ******
at bankok bank they are looking for treatment above 3 months. I specifically went to a neurologist and said I wanted treatment for an existing nerve damage I have. They provided the medical certificate. This was at a hospital, but cost me 1500 baht.

I am under actual treatment though
Tore *********
@Max ******
if you have medical issues get a medical certificate about long term treatment and you can open account without agent on DTV. Just go to a branch close to a hospital.

They have a clause for medical. Otherwise its very very difficult on DTV in Bangkok.

I was quoted 20K baht with agent in Bangkok lol. Did myself for free with medical certificate. And got yes at first branch i tried. This was about a month ago

Much easier and cheaper with agent on Pattaya, but that’s not practical if living in Bangkok.

This is Bangkok Bank though, why you specifically want Kasikorn?
Tore *********
@Ricardo *******
no! Not according to their own website. Again what hat are you pulling your ideas from??

“Mastercard’s exchange rate applies to any foreign currency payment you make with your N26 card.”

They do have a cooperation about sending currency to other countries. But not about currency conversion. Very different things. The partnership is allowing N26 to use Transfer-wise (against a fee obviously) . They have partnered with multiple banks.

Obviously they wouldn’t give up their competitive advantage 🤷🏻‍♂️

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Tore *********
@Ricardo *******
no thats not correct. What hat did you pull that idea from??

N26 use mastercard rates. Wise use interbank rates as they support multiple currencies. They don’t need to depend on Mastercard or Visa conversion at all! At current moment Mastercard calc gives worse rate than wise (just go check right now, compare how much eur 30k baht cost. I just did)

Wise is multi-currency account that uses local country bank transfer for local currency using local accounts. And the instant wise transfer to other wise users outside the banking system l. And the in-app conversion has lower/better conversion rate than Mastercard as again its interbank rates. As wise is multi-currency, it doesn’t depend on Visa or Mastercard rates at all.

N26 does not support holding multiple currencies. Wise and N26 aren’t really comparable at all. Serves different purposes. Wise strength is it’s multiple currency support and being able to send money to another country using local transfer/accounts instead of international expensive swift transfers.

Its also cheaper to use the card as you pre-convert to local currency BEFORE swiping the card so no visa or mastercard conversion happens at all.

And by the way, wise card is Visa, N26 is mastercard.

Why would you make up stuff you don’t know??