Always get DAN diving insurance. You can contact them directly for emergency evacuation.

Also wherever in the world you go diving, you'll sign liability forms giving away your rights to sue or make any claims.

Diving is a sport with risks. I have over 1000 dives and I am always aware. Often depression sickness can mean death (as a chamber can be days away and flying to one isn't possible as that makes it worse) unless there is a helicopter on the boat which flies low altitude.

Asia is NOT America with lawyers ready and willing to sue businesses or individuals. Dive shops are small and probably have minimal insurance coverage. Bankrupting one of them will bring you very little, unless it's a liveaboard from America and they will certainly bring up the liability release forms to protect them.

Some might even say that you had a preexisting medical condition. If you drank excessive alcohol the night before or smoked marijuana, this could affect you on your next diving day. These are so many factors.

@Kami *****

agree. Living in Thailand now for 2.5 years. It was really not easy to explore without a car for the first 6 months relying on public transport and a motorbike. Maybe some people just dont like to explore? And stuck in the center of CM with all the tourists???

@James ********

61 yrs, zero deductible. Slightly over $3000 usd per year.

@John *****

I've had some claims, and they were quickly paid, after submitting online. It's also possible to get a reauthorization in advance so Cigna pays directly to the hospital. They also cover some routine annual health screenings.

@ChÆse *********

It's not for Americans only. It's a global coverage, but if you add coverage for the USA, the price skyrockets about 50%.

I've used them for 10 years, while living in different countries. Very reliable.

@Todd ********

I am an avid diver and have friends in the industry throughout SEA. It's very hard to hire a foreigner, with the job permit ratio. And farang instructors are plentiful... for those few available jobs. I've been diving at shops who have the same foreigners for years working there. Often the owner or part owners.

If a dive shop hires illegally, that high risk for them. Diving is a serious business where it's someone's life involved.

@Ron *******

I'm doing my implant at BKK Hospital Pattaya now. They extracted and did graft and CT scan for 20k. Plus many choices for implants. Price includes crown afterwards. Some clinics only offer 1 or 2 manufacturers as they have established 'better' affiliations. I made my choice because they are universally used across the globe in case I ever need a crown replaced.

It's a multi step process with months in between procedures, if you need a graft. Very professional.

@Rene *******

you are every year obliged to pay that agent a fee agsin. Try moving to a new city...you need a new agent to FAKE the amounts in your bank account again. It's not legal.

@Adam ****

We lived 13 years on Singapore on Employment pass. 2 years ago retired and tried to get 90 day O Visa while still there, but the Thai embassy said only isduef to Citizens and PR.

@Manuel ********

that's what we were told too. You need a work permit for duty free on used items. Different taxes on different goods with electrical/electronic being very high. All our stuff was used too. We left everything in storage instead. A friend was taxed on every little thing so I had been warned.