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financial services
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My bangkok bank stopped working again for the second time today.
I opened my account 2 years ago on tourist visa and one year ago I received DTV.
3 months ago my bangkok bank app stopped working and I couldn't use scan,atm or pay for anything. After reading throughly I was prepared for them to close my account and when I came to the branch they said they can unfreeze it if I show them my work contract ( I work online) and one year rental contract which I did and they unfroze my account.
Today they froze it again and after calling the main telephone number they refused to give me any info beside telling me to go to my branch.
I have a feeling that this will be permanent and there is no way out of this.
Strange, I transferred alot money and use the account daily , pay bills and rent and all my expenses throughly. Yet they froze my account second time without giving me any pre notice.
The first time they froze it I was about to pay for a taxi ride and thought that the driver had a problem. Luckily I had some cash in my pocket otherwise it would put in a very uncomfortable situation.
The second time I tried to buy something on lazada and received the same error.
I'm tried of this behavior , they clearly treat us as second class citizens yet they complain the quality tourism is in decline.
Bank of Ayudhaya i have tried to pay someone in five different ways to an account there over the last 10 days and even when the payee has presented the reference numbers and copies of the payments they have been sent to the bank have still denied they have receiving them. Wise,Revolut Remitly and WU returned as wrong details "they are correct and confirmed" direct bank transfer they deny they have received even though i have proof they have. The account being paid into has been confirmed as working and unrestricted by the bank itself. Total insanity.
There has been a few posts regarding TrueMoney wallet app/service. Here is my positive experience. I already have been using it with a family members ID, so I decided to apply for my own. Firstly you apply through the app. They allow you to apply for the basic level. It was simple Passport BIO. Face ID, phone no and your details. It took 24 hours and I got a sms saying I had been accepted.
You can then apply for the advanced level. You now are asked for work permit (I put retired) Non O visa ext stamp. Yellow book, or pink card or Thai driving licence. I think its only one of these but as soon as i put my yellow book in it said we will review your documents blaa blaa, 24 hours it was approved
I only use this app for 7/11 because I have bank accounts (not frozen at the mo) debit and credit cards. So this is to avoid all the Thai coins you end up with. So cant say about the other facilities.
Also I found a FB TrueMoney account and messaged them. They were really quick and answered my questions.
Has anyone experienced opening a bank account in Pattaya and the bank asked for 10,000 baht fee? as requirement to get a retirement visa. Thanks for any info.