How does Revolut work for cash withdrawals and mitigate the need for a Thai bank account?

Get yourself a Charles Schwab or Fidelity checking account instead.

Question on the topic of Revolut - when using the payWave feature, at Tops/ etc does that incur a fee?

Or only at restaurants when they state they add extra to utilise it?

Thanks in advance 😌🙏🏽

I have Revolut Ultra . Save me more than 2000 euro a year .

Mostly tru free unlimited fast track , lounges, some insurance , free VPN , daily intrest on my saving account that have no minimum and some atm fee free.

I transfer to my girlfriend her bankaccount and she get it to me , so no fee there.

You can take out 4000 bhat a month before they put there percentage on. You will still get charged the 250bhat at thai atms.

There’s different tiers to free ATM withdrawals basee on your membership with Revolut. I have the Ultra which is around €60 per month, that gives me approx 65k thb per month fee free. Mind you still pay the 350THB flat ATM fee- that’s for every foreign card regardless of bank. So i usually withdraw the maximum amount the ATM lets me to minimize the damage of the fee. It’s the only fee, Revolut then charges me in THB and the exchange rate is only a few cents off of the one in Google.

Key perk of Revolut for me is the transfers- I’ve bought expnsive bikes and cars using Revolut’s transfer feature to a Thai bank account. The recipient receives the funds in seconds, even on weekends.