Answered3 months ago
Is it safe to pick up Western Union money after a few hours delay?
I know this is a silly question, but I'll ask anyway: I'm using Western Union for the first time tomorrow, but there will be a gap of a few hours between the money being sent and when I can actually pick it up. Is there any risk of someone taking or stealing the money?
Answer summary
The original poster is concerned about the safety of funds sent via Western Union, particularly if there is a delay of a few hours before pickup. Responses indicate that as long as the unique MTCN code is not shared, it is generally safe. Several users also recommend alternative services like Wise or local bank transfers, citing Western Union's higher fees and variable speed.
45 repliesnewest first
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Cliff *********
I have used WU many times to send myself money to Thailand
Sometimes it reaches my bank in a few minutes or a few days.
The fee is small, especially if you use the online version, and the rate is reasonable.
There have been no security issues.
I hope it goes well for you.
Sometimes it reaches my bank in a few minutes or a few days.
The fee is small, especially if you use the online version, and the rate is reasonable.
There have been no security issues.
I hope it goes well for you.
Steve *******
Western Union is instant to a bank account, there may be slight delay to a pick up point
Stephen ******
If you send money to Thailand you get ast a question same day or next day take next day if you do same day cost more to send
Melpaul *********
Wise.
J ****************
Wise is best and cheaper
Simon *******
Use wise or pay pay tap
Jay ********
Give the girl a break obviously first time using WU and possibly first time travelling
Answer her question and move on maybe Wise and other agents aren’t compatible again answer her question or scroll on by
As posted WU is 100% safe you need your passport and the code to collect your money
Answer her question and move on maybe Wise and other agents aren’t compatible again answer her question or scroll on by
As posted WU is 100% safe you need your passport and the code to collect your money
Ron ********
I've used WU for years snd it's as safe as houses and just ss quick as Wise. Immediate funds.
Donald ******
Additionally where are you sending it? You have a Thai Bank account?
Donald ******
Transferwise.com. if under 700 us it is almost instant confirmation.
Roger *********
What planet you been living on man? Don't you know nothin'? Rest assured for starters it only takes minutes; no one can collect until you forward the recipient with the secure MCTN code but hey WU are one of the most expensive international transactions agents, I've used Remitly for the past year much cheaper, many transfers and never a bother 👊
Alfred **********
I use money gram,,it’s instant and cheap,,do your research,,western union is too expensive
Brent *********
Use wise
Raymond *********
I thought this was a visa group
Cliff *********
Raymond Dowling "& More" should answer you.
Nosik ******
Raymond Dowling pathetic reply
Charles *********
Never had a problem with Western Union, show your ID and pin code
GiftedPass***********
Step 1. Take a photo of the MTCN
Step 2. Share it in this group.
Step 3 . Collect money in 2-3 (cough cough) days
All the people in this group will be happy to assist
Step 2. Share it in this group.
Step 3 . Collect money in 2-3 (cough cough) days
All the people in this group will be happy to assist
Matthew ************
Money in minutes
Deposit and MTCN
MTCN and withdraw
Who stole what and from whom
Deposit and MTCN
MTCN and withdraw
Who stole what and from whom
Peter ******
Much cheaper to send the money to a bank account , rather than colleting it from a shop
Raymond *********
A risk, yes but slight.
Kevin ***********
No chance,you will receive a number from wu and this is needed to pick up
Laurie ********
Next time get Wise its the cheapest card around
Andrew ********
Weatern Union rips you off go to any Krungsri bank in thailand with your passport and debit card and buy thai baht at the teller.
that way saves you alot of money - you will go off your BANK rate for exchange
that way saves you alot of money - you will go off your BANK rate for exchange
Steve *******
Andrew Romine The Thai banks give the best exchange rates, much better than Wise
Andrew ********
Steve Greir really ??? Yeah i beg to differe the rate on the Thai ATM is always lower its the same rate i see on western union
Ralph *******
Andrew Romine The banks tend not to give good exchange rates.
Andrew ********
Ralph Tyson its better then weatern union - when you do it this way it uses your home bank exchange rate in my experiance is better then western union and their fees added.
For example when you use a thai atm and you select "no continue with out conversion" you are using YOUR banks exchange rate not the rate of the thai bank / atm
For example when you use a thai atm and you select "no continue with out conversion" you are using YOUR banks exchange rate not the rate of the thai bank / atm
Steve *******
Andrew Romine Send the money in your home Country currency, exchange it to Baht in Thailand. You will get the best rate!
David *****
Not if you tell me the Western Union account #', wire amount, name & address information and bank its from 😜😜😜😜
Tomas *******
Use wise, Western Union is very expensive and slow
Steve *******
Tomas Arndt Incorrect. Western Union is instant and has better exchange rates than Wise
Matthew ************
Tomas Arndt used them for the last 17 years and not once had delay or interference. Dont quite get the "slow". Maybe you are choosing other than their money in minutes service that performs well and charges are as competitive as all other.
Kevin ********
Tomas Arndt For my transfers, WU is the cheapest option I've used, including Wise! And it's instant.
William *******
What is your MTCN?
Matthew ************
Shhhh we huntin wabbits 🤣🤣
Joe **********
Nope. And it usually takes 15 minutes?
Sylvia ********
You have to show some ID to collect it too
Kevin ********
Sylvia Corley Unless your bank has a WU applet within the banks app.
John **********
It should be safe enough. Don't worry about it
Billy *******
Use wise its very good
Steve *******
Billy Smith Ive used both, Western Union is quicker and cheaper
Billy *******
Steve Greir quicker than instant???
Paul ********************
No... As long as you don't share the code, they don't actually transfer the money
Tevita ******
no… you are given a unique MTCN code… do not share it!
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