@Jan *****

Changed from 30 days to 60 already couple of months ago.

@Galenus *****

That's the case with a lot of insurances; many times you hope you do not need them for a long long time indeed 💪🤞

@Galenus *****

I am with WRLife for 2,5 year now. Happy I did not need them so far. In the beginning many positive stories, even from acquainted people but lately alas more negative stories with the 'pre-existing' story. Last month I got an update where they exclude a lot in the first FIVE years of paying. I THINK I would go to AIA, Cigna or April, but don't want to switch after 2,5 of paying premium. The only story of Paciffic Cross I heard is, that IF they pay, the premium goes up a lot.

Well, normaly you not need many times send (back?) money from Thailand to y'r home country. If it's only 'an incident', I would use y'r bank app or go to y'r Thai bank. Yes, it costs a bit more (not THAT much), but it's safe and fast. Good luck !

@Andy *******

Conc. Passport; Yes, I would renew it. Before my immigration, I renewed my passport and drivers license both, although still valid for a couple of years. So then no worries for many years arriving here.

@Greg **********

Mm, strange. I remember, also long time ago before the "Wise era 😉", I made a mistake with swift transfer to my girlfriend's SCB account, and she got exactly the money without bank fee. I even asked her to check a couple of weeks later, because sometimes fees will be deducted some time later. After that I always used BEN because it was cheaper on balance. Well anyway, you don't have to use swift anymore 😉

@Janin *****

Klopt. NL ook. Het is natuurlijk al vrij vreemd als je 500,000฿ hebt. Maar je kunt dit gewoon aangeven bij de douane (in NL. België ook denk ik).

With Wise use 'funds for long stay..........'. It was gone but is back already. With wise the banks don't calculate fee. This is only with 2 ways of swift transfers SHA and BEN as costs. With OUR you pay everything with sending bank.