I wanted accident insurance at such a cheap price for 100,000 hospital cover which I have already had to use. So have the bank account and immigration happy so have I year visa. Bangkok bank in udon central said I had to pay 50,000 for full medical insurance so I said no and went to Bangkok bank in Nong Han, different atmosphere altogether, open account easy at same branch Thai wife has account. After 14 years of constant nhs use in uk I can say for sure that I feel far safer with the Bangkok hospital in udon city. Very good.
You find a Thai partner you buy in their name and be prepared to write it off if it all goes tits up. It’s that simple really. Stay clear of condos, they will tell you anything to sign you up. Beware of the leases on these condos. It ain’t like the uk. If you don’t want to chance it with a Thai partner. Easy just rent, rents are much cheaper here than uk.
If you want it to run smooth get an agent to do for you. Did this in the summer. 6 months visa. It’s not easy if you have never done before. Now living in udon. Biggest things are proof of support, length of relationship, proof that she has good reason to return to Thailand.