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What tips do you have for buying a condo in Thailand as an expat planning to retire?

ThailandReal EstateCondominiumBuying PropertyRenting PropertyExpat AdviceRetirementVisa Rules
Feb 1, 2024
a year ago
Fred *********
ORIGINAL POSTER
Looking to buy a condo/apartment can anyone give me some tips

I plan to retire in Thailand in the future so

I’m just looking at something I can stay In while I’m in Thailand and maybe rent it out while I’m not in Thailand and move into a bigger house / apartment in the future

All new to this

just wondering if anyone else is doing this or has done it?

Looking for advice:)
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TLDR : Answer Summary
The conversation provides insights for an expat looking to buy a condo in Thailand as a potential retirement option. Key points include that foreigners can only own condominiums under certain conditions, specifically if the building is registered under the condominium act with at least 50% ownership by Thais. Many users suggest renting first to understand the area and property market before making a purchase. There are practical tips about the realities of property ownership in Thailand, emphasizing the importance of research and considering long-term implications, such as taxes and maintenance fees. Overall, the consensus leans towards the benefits of renting initially to gauge preferences and the local market.
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Mickey ******
Just rent and stay flexible!

As you can never actually own the house or apartment anyways.

Why stress yourself ?
a year ago
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Dimitre ***********
Non-Thai freehold condos, beachfront in Patong. Great investment.
a year ago
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Dimitre ***********
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a year ago
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Bruce *****************
I have done the math is not difficult....I am way in front.....rent is dead money , just be careful what you buy, buy well....
a year ago
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Charles ****************
You can get lease and still retire and rent.

If you do the math, leasing will be cheaper.

Renting will get some of that money back.

The defacto word in all of Thailand is never ever buy.
a year ago
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Brett *****
Buying here is easy, selling is another matter. Just keep that in mind.
a year ago
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Bruce *****************
I bought a condo in Chiangmai where the monthly rent is about 12 000 baht a month...I paid 1,300,000 baht...the condo is in my name......that was 14 years ago, if I had rented today I would have nothing , the condo had given me more than that as I can decorate it and furnish ot however I like, nobody gets inside but me.....the condo management is very good ...... today that condo sells for 1,800,000....to 2,200,000 ....they do change hands fairly quickly as its in a very desirable location......if I rent I would have nothing, zero, zilch and would have paid out 2,016,000 baht ....so now I live for free , no rent just 1000 baht a month condo fees.......clearly if you plan to stay for a number of years buy the condo...if you buy you get your money back over time.....
a year ago
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Steve **********
@Bruce ****************
 bought one on 03 for 800k, put 250k onto renov, sold for 1.8, in 05 so was lucky .

Don't like condo's nor push button to go home. ' I need a garden '..

Perfectly happy renting.

Not looking for investment, just living comfortably.
a year ago
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Steve **********
What was desirable in Chiangmai many years ago: Hillside 4, The Ping

(was flooded) etc are now just parking lots.

MAYA area is a mess. Also can't live in shoebox size....we're all different.
a year ago
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Bruce *****************
@Steve *********
a year ago
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Bruce *****************
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John ********
With over
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0 condos for sale and rent in Bangkok alone and they are still building them it's not going to end well once you try to sale it your better to rent for a few years to see if you are happy
a year ago
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Neil ***********
Rent it’s cheaper and you don’t have to worry about your condo when your gone
a year ago
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Fred *********
ORIGINAL POSTER
After taking everyone’s advice into consideration being only 28 I think with the job I have I could pay off a 2m baht condo in a year or 2 maybe 3 if I reallly wanted to push it

As I think it would be best to buy before all the taxes come in next year

In saying that I’ve been to pattaya twice now rented a few condos around the city and jontiem beach I’m thinking maybe laguna or somewhere that’s decantly populated and won’t fall into bankruptcy

Some of the bigger projects seem to be more stable there smaller rooms but I also I don’t plan to spend a whole lot of time in the apartment it self but mainly a base to store all my stuff and have the a room I can Allways come back to bring girls

And say I have bad neighbours could I not just rent/ air bnb it out and stay somewhere else ?

Yes renting is good but the dead money at like 120,000 baht per year I feel could be better spent
a year ago
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Elisa **********
@Fred ********
 I bought two condos in Bangkok and their return is 10% . One paid 2.3M the other one 5 M
a year ago
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Ken ******
@Elisa *********
 may i know where are the locations?
a year ago
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Elisa **********
@Ken *****
 Punnawithi the 2.2 and thong Lor the 5mb

Feel free to dm
a year ago
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Ken ******
@Elisa *********
 thonglor is the prime or best location in bangkok, maybe you bought some decades ago?
a year ago
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Elisa **********
@Ken *****
 resales actually. Ideo Morph 38: I bought a 4.5M. And renovated for about 600k. The building is from 2013 and it’s the only pet friendly condo in thong Lor so highly requested 🙏
a year ago
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Ken ******
i see, you have found a gem!
a year ago
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Ken ******
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Nigel **************
@Fred ********
 sounds like u have it all worked out already. Good luck.
a year ago
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Graham *******
@Fred ********
 the new laws came into force on 1st jan 2024, you will pay them in 2025.
a year ago
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Graham *******
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Steve **********
Talk to friends you know.

Visit bldg ,talk to owners and tenants.

Due diligence the Juristic Office for the bldg.

Get maint fee.

It's a buyers market big time but realtors tell you otherwise

Often bldg lobby will have ads from owners selling direct.

Always share transfer fee.
a year ago
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Ken ******
why concern air pollution?

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558 thai stat
a year ago
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Fred *********
ORIGINAL POSTER
@Ken *****
 fuck me ay
a year ago
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Fred *********
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Ken ******
better live away from high risk flood areas, and too near BTS as it maybe quite noisy, and live in high floors and away from highways to avoid noise and air pollution, less than one month airbnb is illegal
a year ago
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Ken ******
you probably know all the

pros including cheaper

housing, friendly people,

and culture. Air quality,

floods, public road safety

and pavement conditions

need improvement (just

look up internet for details).

Air quality can be checked

real time downloading

some apps. For long

stayers, there are some

reporting requirements

such as 90days report on

residence, which is not very

convenient. Starting next

year, new tax on remitted

income earned abroad.
a year ago
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Ray *********
Invest the money in the stock market. Better returns and more flexibility for the time when you actually retire. A lot can change before retirement.
a year ago
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Paul *******
You find a Thai partner you buy in their name and be prepared to write it off if it all goes tits up. It’s that simple really. Stay clear of condos, they will tell you anything to sign you up. Beware of the leases on these condos. It ain’t like the uk. If you don’t want to chance it with a Thai partner. Easy just rent, rents are much cheaper here than uk.
a year ago
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Columba **********
Hi Fred I’ve got a 70smt condo in Bangkok city center it’s got a foreign quota I will rent it to you for one year and if your happy with it I would sell it to you then it’s in a great area near SIAM Let me know what you think !
a year ago
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Steve *******
if you are new to thailand read a vg book: "a fool in paradise" saved a lot of grief for a lot of men.
a year ago
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Gordon *******
@Steve ******
 Or Money number 1 book
a year ago
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Gordon *******
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James *********
Just RENT in different condo projects you're interested in, get a feeling for the location, amenities, vibe of the places. If you then still have a desire to own one, you'll be more informed, and better prepared to bet on the one place 🙏
a year ago
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Steve *******
@James ********
 100% best advice. He might want to try out Hua Hin, or South, or Chaing mai... or BKK.
a year ago
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Steve *******
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Steve *******
like Danny says: Been here full-time for 15 years. Never buy anything, just rent! LISTEN TO HIM....that goes for ANYTHING and EVERYTHING - OK i have read all the comments - if you are sure you want to buy and have the extra cash - of course do it - but don't plan on making a bundle like you would in Australia. Long term use - not a bad deal especially since you are young. I used to be a top realtor in Vancouver BC Canada - whenever a new person to the city would come to me i would suggest they rent for a year and get to know the different areas - then call me. I always got the call back. Oh, and they never bought where they rented.
a year ago
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Steve *******
Yes, I have a limited vocabulary at my age - that's the problem. and just an FYI when "I" say never - it's like a dead never, no inflection - flat - as opposed to a British accented "well I never!" - I am the guy in the bush with the 12GA by my side walking in Bear country - So no dramatic exaggeration from me. When I say never it doesn't mean never, it's a figure of speech.
a year ago
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Nick **********
@Steve ******
 just not true. Using the word "never" is such a dramatic exaggeration. It all depends on a lot of variables whether renting or buying would be preferable.
a year ago
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Gordon *******
@Steve ******
 True
a year ago
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Gordon *******
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Michael ********
I got a condo in Thonburi BKK few years ago, we rented a unit for 6 months first before deciding to buy make sure suited us.

Value has risen quite well in that area. But didnt buy for investment
a year ago
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John *******
Easy to buy hard to sell there has never been a good investment and never will be in thailand Chokh di you will need it
a year ago
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Steve **********
@John ******
 agree RE in Thsiland for farang usually a very bad investment.

But RE attor and agents will tell you opposite.
a year ago
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Steve **********
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Steve *******
@Lawyers **********************
 best real estate attorneys for expats in Thailand. Can give advice to do a legal purchase by Thai Law
a year ago
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David **********
@Steve ******
 dodgy as.... illegal.
a year ago
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Steve *******
@David *********
 huh?
a year ago
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Steve *******
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Steve **********
@Steve ******
 can't legally purchase land

Lawyers will tell you set up company with Thai 's and they sign over proxy.

Lawyers know all proxy holders....think !
a year ago
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Steve *******
@Steve *********
 of course you can’t purchase land and no lawyer with anything would tell you to set up a company.
a year ago
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Steve **********
@Steve ******
 Don't know your province,

but can rec :

CSS-Law Office ( Chiangmai )

Chomphol Khatthima

093 947 4254

excel English, also staff and wife...fluent English

'pleasure dealing with them'...very reasonable
a year ago
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Steve **********
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Bennett ********
Come to Thailand first, rent or stay in a hotel if it's for short visit, look around, figure out which area suits you, then buy. There are tons of apartments for sale, no need to lock something in before you can see it in person. And whether it makes sense to buy vs. rent depends on your needs. We bought a condo in Bangkok to live in for retirement. Compared to the US it's quite affordable, & we have very little monthly outlay for living expenses. We don't need to rent it out when we're not here, & are not overly concerned if it doesn't go up in value a lot over the years. You may have a different situation.
a year ago
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Steve **********
@Bennett *******
 If over 50, retired.. .rent..rent...rent
a year ago
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Bennett ********
@Steve *********
 We're over 50, bought, happy living rent-free. The right decision for us, maybe not for everyone.
a year ago
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Bennett ********
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Graham *******
if u want a house must be company name, you can own a condo so long as its in foreign quota. Walk the areas first. here is a good place to start research not this group.
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a year ago
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Graham *******
there have been changes to the tax rules so consider how they will affect you.
a year ago
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Steven ***************
Never buy something you cannot own 100%. Especially real estate.
a year ago
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Steve **********
@Steven **************
 can't but house, actually can buy one , but put in on rented land.
a year ago
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Steve **********
@Steven **************
 *condos are inexpensive,

*but 49 % pay for 100 maintenance fees, the 51% thais don't.

* Check out juristic ( they manage )

* There's the good, bad and ugly.
a year ago
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Bruce *****************
@Steve *********
 your point number one is totally wrong not sure where you heard that, there are laws of procedure in place regarding juristic
a year ago
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Bruce *****************
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Billy *******
@Steven **************
 that goes for women too
a year ago
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Fred *********
ORIGINAL POSTER
@Steven **************
 you can never fully own anything anywhere all the government needs to do is wave there magic wand and you don’t own a thinggg
a year ago
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Tony ***********
@Fred ********
 to many people use premeditated text without checking before they send … including me 🤣
a year ago
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Steven ***************
@Fred ********
 . Keep believing that mate.. I have trouble believing people who make two spelling errors in one sentence, no grammar and no punctuation.
a year ago
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Steven ***************
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Maple *********
You can buy condominium, if you need bigger space rents house you can has long lease 30 years and recontact 2 times totally 90 years.
a year ago
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Steve **********
@Maple ********
 hmm!
a year ago
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Maple *********
@Steve *********
 just a choice.
a year ago
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Maple *********
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Bob *******
Hi I have a condo in kohn Kaen close to the airport. Had 5 years and has always been rented out
a year ago
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Danny *******
Been here full-time for 15 years. Never buy anything, just rent!
a year ago
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Nick **********
@Danny ******
 "Never" is just not true. Depending on one's situation, the choice of condo, etc.. it can definitely be better to buy instead of rent. It just depends on several variables, and because we don't know OP we can absolutely not give advice whether to rent or buy.

Not being able to sell is also a myth. Again, depends on the project and location and price.
a year ago
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Steve **********
Nick MuayPlam Rent !....Zero question .
a year ago
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Nick **********
@Steve *********
 How would you know each individual's situation ? There are too many variables for which either renting or buying can be a good choice. I definitely know enough people/cases for whom buying was the right decision. Each person has different priorities, needs, financial situation, etc... With the cash some people keep somewhere in a drawer they could buy a small condo near an MRT station.

It's like you would advise Zuckerberg to never buy a place here but only rent : makes absolutely zero sense.
a year ago
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Steve **********
Nick MuayPlam and your qualifications ???
a year ago
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Steve **********
Nick MuayPlam ..I've have been 20+ years,

Done both !

Know so many that have done both !

Unless married and living on village with wife's family.

Rent...rent...rent. !
a year ago
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Nick **********
@Steve *********
 wow , all black-and-white with absolutely no nuances. And if you're going to play the "i have been here for for xxx years" game : I came here in the late 80's. Meaning you being here 20 years are still new here to me.

I don't need "qualifications" : I know enough people who don't regret buying, thereby knowing you're wrong when you say "rent rent rent".

And even so, now you already started to change your opinion by adding "unless married and living in village with wife's family", meaning that you DO believe some situations buying can be o.k. Don't understand the logic though : why would it then be o.k. to by in a village, but not in a city. Again doesn't make sense.
a year ago
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Steve **********
Nick MuayPlam boy...you really are desperate for any level of self- approvation, eh.

Good luck to ya.

Enjoy your dillussions, and am sure youve found a way to justify your mistskes.
a year ago
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Nick **********
@Steve *********
 A pseudo psychological evaluation because you ran out of arguements ? 5555
a year ago
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Steve **********
Nick MuayPlam no, just bored with the ignorance

of those that hide.
a year ago
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Why****
Now Now boys... My D*ck is bigger than both of yours. 38yrs. My advice is rent or buy but, always have somebody else pay the bill. There are ways of doing this... After 38yrs you learn things, so, get back to me in a few years and I'll tell you how. Now get on with life... we're all here to support each other, your personal squabbles are a waste of energy to the rest of us. Have a nice day 🙏
a year ago
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Why****
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Danny *******
Nick MuayPlam Of course, there can always be exceptions. But after living here for 15 years and having owned and rented that would be my advice. At least take the advice of several other posters and come here and rent to start with. Only then can you really know what it's like and make an informed decision.
a year ago
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Nick **********
@Danny ******
 Then your advice should be to live here a while (a few years), rent first and also explain the differences with the real estate situation with their home country.

Then it could be that they decide to rent instead. Or it might still be a good decision to buy.

Just saying "NEVER buy" doesn't make sense.
a year ago
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Nick **********
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Fred *********
ORIGINAL POSTER
@Danny ******
 I’m 28 I don’t plan on renting forever hahaha
a year ago
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Fred *********
ORIGINAL POSTER
400-800 $ a month I could pay off a condo in 2-3 years insted of paying dead money to rent 🙂?
a year ago
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David **********
@Fred ********
 you are thinking the way things work back home....
a year ago
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Nigel **************
@Fred ********
 and when u try to sell it you can't, because there are thousands of unsold brand new units here already
a year ago
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Steve **********
@Nigel *************
 ' tens ' of thousands.
a year ago
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Fred *********
ORIGINAL POSTER
@Nigel *************
 where these unsold brand new units I need one for 1-2m baht haha
a year ago
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Charles ****************
@Fred ********
 You can lease 20 years for that much.
a year ago
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Steve **********
@Fred ********
 was a time, very avail....no longer, last 10 years, same as west in increase ( no, not price )
a year ago
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David **********
Real estate on Thailand is a terrible investment. Renting is very very cheap.
a year ago
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David **********
@Fred ********
 you like living in a tiny dog box where you will have to evacuate within minutes if the power goes out? These condos are a nightmare.
a year ago
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Nigel **************
@Fred ********
 check out all the real estste agents and they will help u find one. There are many at the 2 or 3 million baht mark but they are very small about hotel room size!
a year ago
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Danny *******
@Nigel *************
 And when you go to resell it some day ... guess what?
a year ago
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Danny *******
@Fred ********
 $800/month for 3 years is less that $30k. That won't buy a condo?
a year ago
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Danny *******
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Danny *******
@Fred ********
 Why not?
a year ago
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Danny *******
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Bent *************
I bought my condo in Thonburi 18 yesrs ago. Im there 50% of the yesr.

I have rentes out to friend abd relatives.not allowed skorter time than 3 months. I rentes out to a thai family once! I never dobsgain. They were pigs my condo snekkes like shit when they suddenly left . Refrigerator full of food!
a year ago
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Michael ********
@Bent ************
 bet that has increased in value 18 years ago was no bts then
a year ago
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Bent *************
@Michael *******
Bts opened in 1999
a year ago
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Michael ********
@Bent ************
 Didnt go pass Saphan Taksin in 1999 and was only 10 years later it went to Thonburi side
a year ago
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Michael ********
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Kevin *******
@Michael *******
 not really I bought in 2004 2.4 maybe get 3.4 if I'm lucky if I'd invested that at 5 % per annum tax free would've more than doubled but I bought it to live in so works out about the same ! Rent only 12k to 16k depending on the season !
a year ago
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Kevin *******
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Fred *********
ORIGINAL POSTER
@Bent ************
 yeah I was planning on renting it out to friends who wanna come stay or other falang
a year ago
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Steve *******
@Fred ********
 yes just get 1st + last+ another month rent for damage upfront from anyone you do not know.
a year ago
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Steve *******
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Paul ********
I own my condo because it’s in a foreign name. So the Condo block has to be 51% Thai owners and 49% ferlang ownership. A ferlang condo will cost a bit more.

So rent for a bit and get a feel for what you want. I play golf here so getting in and out for that was a priority. Maybe you want the beach or have other interests so just rent while you come over as there are loads of deals out there. Hop all goes well.
a year ago
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Matthew *********
@Paul *******
 Where do you live in Thailand ? I also wish to play golf when i retire there
a year ago
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Paul ********
@Matthew ********
 I live in Pattaya atm and have maybe 40 golf courses within 1 hr travel from here
a year ago
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Matthew *********
@Paul *******
 Can you advise which part of Pattaya gives you easiest access to a local course. I'm looking at retiring in 2025 and would like to play twice a week or more if money allows
a year ago
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Matthew *********
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Fred *********
ORIGINAL POSTER
@Paul *******
 yeah sweet that’s the kinda info I’m looking for thanks for that Paul good on ya mate 🙂
a year ago
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Fred *********
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Bent *************
He did not sat he wanted to own land!
a year ago
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Chris **********
My advice: better rent a condo or house for 1 year before you buy one
a year ago
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Richard *********
if ur over 70, dont buy , RENT. no hassles, no worries
a year ago
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Rick *********
Richard Reitman Why 70 Richard?
a year ago
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Fred *********
ORIGINAL POSTER
@Rick ********
 more like don’t spend the rest of ya money on a house when ya could live it up
a year ago
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Fred *********
ORIGINAL POSTER
@Rick ********
 being the harsh truth you after 70

I don’t think ya got heaps of years left
a year ago
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Fred *********
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Fred *********
ORIGINAL POSTER
@Richard ********
 I’m 29
a year ago
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Fred *********
ORIGINAL POSTER
Yeah mate I’m ahead of the curve
a year ago
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Richard *********
@Fred ********
 so 21 more years till u reach retirement age here>

and ur already thinking of retiring> wow that was the furthest thing from my mind at 29 5555
a year ago
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Richard *********
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Brandon ************
You cannot own land. You cannot own an apartment.

The only thing foreigners can own is a condo in a building that's registered under the condominium act, and only if Thai citizens own more than 50% of the units.

You can own a house, but you cannot own the land under it.

Many people talk about creating a company to own the house. But this is illegal in Thailand and at least once a year there's a big news story where a bunch of these companies are investigated and the property seized by the government. These companies are nominee companies which is also illegal in Thailand.
a year ago
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Xr ***
@Brandon ***********
 i'm also guessing you can't rent out the condo, as that requires some sort of company, business license, work visa, etc....
a year ago
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Olivier ************
@Xr **
 you can rent your condo as a foreigner. Technically you need a Thai person to handle visits and paperwork as this is considered work.

Please note that you won't be able to rent your condo legally for period shorter than 1month ( but you will of course find a lot of condos to rent on a daily basis on air bnb...)
a year ago
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Brandon ************
@Xr **
 I don't think you need any of those to rent out your own condo
a year ago
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Xr ***
@Brandon ***********
 as thai no.. as foreigner i'm not so sure????
a year ago
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Brandon ************
@Xr **
 you definitely wouldn't need a work permit
a year ago
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Brandon ************
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Fred *********
ORIGINAL POSTER
@Brandon ***********
 awsome info thanks 🙂
a year ago
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Steve *******
@Fred ********
 fact - just happened 2 or 3 months ago...
a year ago
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Steve *******
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Thai Visa Advice and Everything Else
Can foreigners get mortgages in Thailand, or is it better to buy with cash or rent long-term?
59 comments
4 months ago
What should I know about relocating to Pattaya, Thailand, regarding visas, finances, and living arrangements?
150 comments
4 months ago
What are the best tips for renting in Thailand when moving to the Cha am/Hua Hin area?
14 comments
5 months ago
What steps should I take to retire in Pattaya, Thailand, regarding visas, banking, and housing?
57 comments
6 months ago
Can expats buy a house or condo in Thailand using owner financing?
29 comments
6 months ago
What are the best resources for buying an apartment complex in Pattaya, Thailand?
26 comments
7 months ago
What are the pros and cons of moving to Pattaya and what visa options are available for long-term residency?
15 comments
8 months ago
What are the options for foreigners to buy a house in Thailand, particularly in Pattaya?
215 comments
8 months ago
Can a foreigner lease or buy land in Ko Phangan for building a rental property?
141 comments
10 months ago
What advice can expats provide for someone moving from the UK to Thailand?
35 comments
10 months ago
What should we know about retiring in Chiang Mai, Thailand, in two years?
52 comments
a year ago
What are the best tips for expats in South Africa planning to retire in Thailand after a trial year?
14 comments
a year ago
What are the best Realty companies for buying a condo in Pattaya or Jomtien and what should I know about prices and quality?
22 comments
a year ago
What is the visa and tax situation for renting out property in Thailand on a retirement visa?
42 comments
a year ago
What should a foreigner consider when renting out a condo in Bangkok, Thailand?
28 comments
a year ago
What are some positive experiences of expats buying property in Thailand?
120 comments
a year ago
What are the different living situations expats have in Thailand?
10 comments
2 years ago
What are the benefits and pitfalls of purchasing property in Thailand as a foreigner?
70 comments
2 years ago
Are there options for expats to renovate rundown properties in Thailand while renting?
39 comments
2 years ago
What should I consider when moving to Thailand long-term as an Australian expat?
67 comments
2 years ago
What should expats consider before buying a house in Thailand?
80 comments
3 years ago
How can I finance a condo in Thailand as a foreigner with a US income?
73 comments
4 years ago
What are some recommended areas to live in Thailand for a new expat?
54 comments
5 years ago
What long-term visa options are available for purchasing property in Thailand?
0 comments
6 years ago
What visa should I apply for when buying a condo in Bangkok?
13 comments
6 years ago
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