It’s every 180 days (without an extension) not once a year as you state.

As Brandon has already advised, whether you can make changes/cancel and, if so, the charges (if applicable) involved depend upon your ticket class. I’m now reluctant to book onward flights in advance of arrival because my last two international arrivals at Suvarnabhumi were delayed by 24 hours.

No overstay fine for one day (it does apply but it gets waived). You do get a red stamp in your passport though.

DTV = Destination Thailand Visa. 5 years multiple entry. Possibly been misread as; Digital Tourist Visa? Toni has already provided the solution.

@Nick ******

Weak in mind, body and spirit. Totally agree. Over age 35 need putting out of their misery.

@Osian *******

Congratulations! It’s the simplest and usually the most cost effective thing to do. Coincidentally, the Bangkok Bank Personal Accident Insurance I had to buy back in 2017 to open my account also cost 3,000 baht. I did similar when I lived in South America. You needed a National ID card to open a bank account. Someone recommended a bank manager who, for a bribe, opened one for me without.

@Mitch ****

That could be true! I knew nothing about it until, one day, an insurance representative turned up with my free duvet and umbrella and asked me to pose for photographs!

@Sylvia *******

it’s a while since I’ve been to Portugal but went regularly for 20 years. Wasn’t aware of dual pricing in the hotels, cafes and restaurants I frequented back then.

The essential change is that instead of a 12 month ‘one off’ Personal Accident Insurance policy Bangkok Bank now insist upon us taking out their Life Insurance. There is security value for your partner in so doing. Wife has a couple of friends whose Farang husbands turned alcoholic, drank their savings, incurred hospital bills then died leaving them unable to pay for their funerals. My wife has taken out Life Insurance upon myself with Thai Life.

@Greg *******

On face value it appears Vancouver have ‘steered’ the applicant by asking how long he intends to stay and then using his response as justification to change visa type. Two possible reasons; 1) Inexperienced staff, 2) They were going to reject his application so were ‘generous’ in issuing an alternative visa.