Yup BS policy. I was able to open one up at Kasikorn with my ED visa last year. Then suddenly some of my new classmates can't open one up because they changed the policy.
Bro, you can't expect her to sign for nothing. She wants something, so just give it to her. Money solves everything, just negotiate with her. I am sure you know her better than any of us.
Okay let's be honest here. We know that 99.9% of the people that applies for a 6 month tourist visa in the UK are lying. Even the Brits don't want to live in the UK for 6 months. Bad food, bad weather, crazy inflation, no hotties, and I swear they don't even speak English in most parts of England. Luckily, I watch Peaky Binders so I am use to the working class English accents. I think the case officers did your friends a favor by not approving the visas.
you're an MD, you should be able to afford the best medical insurance . Relying on gov insurance shouldn't even be your first thought. That's how we think in America.
All the rental contract should provide a package with the owner's info on it. Your owner might not be claiming taxes on the rental. The agent is lying to you.