@Tony ********

I think you hit the nail on the head, they make less money.

I was lucky, I saw someone else doing it and it made me think there must be a good reason.... and there is.

I am also not that keen on the QR code payment, but I fund myself using it sometimes.

The cordless ATM thing seems very secure, once you have used it you will see what I mean, it's very easy.

Take care.

Forgot to say, you are welcome, good luck.

@Tony ********

yes I asked about transferring my account too and they did not mention it to me either, but afterwards I thought it might solve the problem, so I called again and they confirmed it would (a bit infuriating they don't mention it).

Definitely get this set up, as I said it's really simple and I used it today, it's as quick and simple as using a card.

I also successfully extended my stay by 12 months based on retirement at a new location and the bank in Sriracha gave me the evidence required in less than 10 minutes.

@Tony ********

I moved areas recently Tony and you can avoid the charges if you withdraw money using the BKK bank app, using the cardless ATM option.

It's really easy to use and means you do not pay a fee.

I never use my bank card now.

@Tony ********

why do you need to transfer your account?

Someone posted this list for Samui this week. I don't know if it helps, it will still be worthwhile going to immigration as Tod recommended.

Do you mean what are the advantages of living in Thailand compared to the Philippines?

Or do you mean Hua Hin compared to another town/city and if so where?

There are good medical facilities there including large Bangkok and state hospitals.

I have met several people from the Philippines there, so I believe the answer is yes to that question.

@Michael *******

agree, but there's not a big expat community in either place.

Hua Hin is a nice place Baz. There is sex for sale, but it is contained mainly within a couple of streets, so you can avoid that.

You can book a cheap flight to a neighbouring country for very little money to meet the requirements. It's your airline that might insist on this not immigration.

I agree with others about getting married in Canada instead, it's not that easy in Thailand, but if you decide to do it I would recommend using an agent for that.

The most difficult part of the visa process is definitely getting a bank account opened, so do that as soon as possible. Bangkok Bank was the only one that would open for me and they used to insist on buying an insurance policy at the same time. The rest of the visa process is straightforward, just a case of filling out a couple of forms and going to the office at the right times. I wouldn't rush into buying a property, there are lots available, so rent first and check you are happy in the area. Good luck and enjoy.