@John *******
Maybe most of them already long time residents. I opened a Kasikorn account 14 years ago, even on visa exempt entry of 30 days. No app then, only cyberbanking (via internet browser). About 9 years ago, I also could open a Bangkokbank account. Then it was not a very big problem. Only walk to a couple of branches. But indeed, now I read it's becoming much more difficult. Sometimes even with a long time visa with certificate of residence.