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What is the best bank for a US citizen to open an account in Thailand?

US Citizen BankingThailand Banking OptionsVisa TypesKasikorn BankBangkok BankNon-O VisaExpat BankingMoney Transfer Regulations
Aug 21, 2025
2 months ago
Liam ********
ORIGINAL POSTER
Best bank for opening account for US citizen? Thanks
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TLDR : Answer Summary
The conversation discusses various banks suitable for US citizens opening accounts in Thailand. Kasikorn Bank (KBank) is frequently recommended for its user-friendly services resembling US banks. Bangkok Bank has mixed reviews; some users report good experiences, particularly when opened under a Non-O visa, while others advise against it due to recent policy changes and perceived customer service issues. Other banks mentioned include SCB (Siam Commercial Bank) and Citibank. The importance of the visa type when opening an account is also highlighted, indicating that having the correct visa can ease the account opening process.
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Pelle Eriksson
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...
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Luca G.
Luca G.★★★★★
I used this agency for my DTV Visa...
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John *********
Any bank except Bangkok Bank. What a stupid policy they have. It is because they can’t tell the difference between a British or Australian retiree and a Chinese scammer/money launderer.
2 months ago
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Tony *********
As others have said...steer well clear of Bangkok Bank.

They truly are terrible and very unhelpful staff had many problems with them. I'm moving my funds as soon as I have exceeded the 3 month rule 👍🏼
2 months ago
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Justin ******
I'd have thought Citibank - there's a big one at Asok
2 months ago
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Joe *****
Wells fargo
2 months ago
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Bill *******
The closest branch to where you live
2 months ago
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Pete **********
**********************************************************


Very fitting sketch. Have a laugh and cheers 🍻 TIT .🌴 ❤️
2 months ago
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Larry ********
Kasikorn the best
2 months ago
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Matt **********
Kasikorn is probably the closest thing to a US bank in the sense of mobile ui, customer service, etc
2 months ago
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Neil ********
Kasikorn is one of the best
2 months ago
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Stephan ***********
Kasikorn (KBank) or SCB (Siam Commercial Bank). Bangkok Bank used to be one of the top 3, but at the moment it's better to avoid them, until the new rules and requirements are definitely clear.
2 months ago
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Paul *******
Go to a branch of ANY large Thai bank that is situated in an area where there is a large expat community.
2 months ago
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Sornsawan **********************
K Bank
2 months ago
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Marty *********
Either Kasikorn or Bangkok Bank.
2 months ago
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Tony *******
Bank off mum and dad
2 months ago
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James ******
Bangkok bank. You can make a deposit in Bangkok bank New York and use your account number here and it goes in immediately
2 months ago
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Maitin *******
@James *****
 I am very interested in this. Do you deposit USD or THB? What shows up in your Thai account? How is the exchange rate?

Did you just the banks routing number and the Thai account number?

Could you Zelle to the account?
2 months ago
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James ******
@Maitin ******
 anyone wants to know how I do it just send me a message. But basically you wire money to New York Bangkok bank with their routing number, many ways to do it free from your bank because it's in the United States, and you use your bangkok bank account number here. There were no fees and the exchange rate is what you would get if you went to Bangkok bank and exchanged money
a month ago
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Phil ******
@Maitin ******
 we are in THAILAND and the currency i s Thai baht
a month ago
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Maitin *******
@Phil *****
 of course we are but the bank that is in NYC is in the US. If I Zelle or ACH it will be in USD.
a month ago
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Phil ******
Ok so send USD to an forex company and they convert to THB.
a month ago
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Phil ******
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Rees *********
Definitely not bangkok bank
2 months ago
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Rees *********
Bank of America
2 months ago
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Robert *******
@Rees ********
 worst Bank in America !!!
2 months ago
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Steve *********
@Robert ******
 completely agree with you
2 months ago
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Steve *********
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David **********
@Rees ********
 he didn't specifically ask about Thailand, so well played, sir 😂
2 months ago
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David **********
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Christopher ***********
My visa agent opened my Bangkok Bank savings account as part of a Non-O Retirement Visa plus extension package. At that time, she told me only Bangkok Bank were doing this because the other banks were concerned about money laundering regulations.
2 months ago
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Wylie *******
@Christopher **********
 how long ago was this? Bangkok bank is actually the bank that is cracking down the hardest and freezing everyone's account in the last month. I heard due to opening too many scam accounts.

I believe I also saw a post showing a sign on some branches stating they will not open any more accounts for foreigners. Many people, including me, have or are switching banks as a result.
a month ago
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Christopher ***********
@Wylie ******
 2017. Just checked today and no problem (yet). Incidentally, more recently, a staffer at my Bangkok Bank Branch offered ‘help’ with my visa. Immigration office have also done so. Comforting to know that should I run short of savings, I have two more available options.
a month ago
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Christopher ***********
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Alan **********
@Christopher **********
 OK "Agent" is realy saying that other banks can't get away with paying under the table for both opening and bank account without all the proper paper work or correct Visa , then also fraudulent add money in and out of the Account to aquire and Visa .Basically its slowly coming ontop for all this dodgy Visa and bank openings .
2 months ago
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Brandon ************
@Alan *********
 nothing is coming to an end. You can still get a Bangkok Bank account open with an agent today. The price is just higher than before.
2 months ago
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Jay *******
@Brandon ***********
 exactly, the bags weren't big enough. Problem now solved.
2 months ago
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Alan **********
@Brandon ***********
 Again "Agent" Realy .These so called Agents are slowly coming up against problems .What they are doing is not legal , and when it all comes ontop and people get found out with bank accounts and Visa gotten through corruption 🙄 and under table cash the so called " Agent " will be gone in a flash .
2 months ago
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Brandon ************
@Alan *********
 there's no law affecting what they are doing with bank accounts. There's no law that says tourist can't have bank accounts, it's just bank policy which means it's at the discretion of each bank branch manager. So that portion is irrelevant. And I haven't heard of any agents having problems with immigration, so it doesn't sound like anything is coming to an end. It's just in the news and will be gone from the news in a couple months. Same as everything else in Thailand.
2 months ago
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Alan **********
@Brandon ***********
 opening a bank account on a Tourist Visa is not possible unless you pay under the table ! Getting a proper Visa is not possible without the funds needed unless you pay under the table. All I'm saying is the government are clamping down on all this !
2 months ago
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Alan **********
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Kevin ***************
We arrived on OA vise week ago. Opened with BB and been great so far. Time will tell. Employees great to work with.
2 months ago
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Ken *********
a month ago
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Gerg **********
@Kevin **************
 I have an OA and haven’t had any problem with Bangkok Bank either.
2 months ago
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Ken *********
@Kevin **************
 you can only transfer 50,000 baht per day as a foreigner, otherwise great bank.
2 months ago
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Wylie *******
@Ken ********
 not true are all. I regularly transfer greater than 50,000 baht into my BB account from wise and just a few days ago transferred 400k baht out.

BOT actually just issued an announcement the other day debunking the rumor that they were limiting transfers to 50,000 baht per day also.
a month ago
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Ken *********
@Wylie ******
a month ago
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Ken *********
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Maitin *******
@Ken ********
 that's a BOT issue. Not a specific bank issue
2 months ago
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Maitin *******
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Christopher ***********
@Kevin **************
 Bangkok Bank are great. An employee offered to assist me with any visa issue. Obviously, networking with the immigration office.
2 months ago
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Christopher ***********
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Ossie *********
Kasikorn by a mile
2 months ago
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Jeremy ********
It’s more like the correct visa than the best bank
2 months ago
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Bob **********
What visa do you have ?
2 months ago
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Liam ********
ORIGINAL POSTER
@Bob *********
 O-A
2 months ago
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Bob **********
@Liam *******
 Bangkok Bank,SMB or Kasikorn
2 months ago
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Liam ********
ORIGINAL POSTER
I had good experiences with Bangkok Bank in late 70s and 80s. But there seems to be alot of negative feedback from some so just checking in.
2 months ago
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Liam ********
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Jay *******
Any other than Bangkok bank
2 months ago
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Urs **************
@Jay ******
 sorry, I am a bit lost. Do they have new rules from the governement? I had 12 months visa and therefore needed bank account. In february my visa expired and I will come back next week and apply for 12 months again. My account at BB still exists. Would I have to expect problems?
a month ago
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Jay *******
@Urs *************
 very possible BB freezing many accounts
a month ago
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Urs **************
@Jay ******
 so better to undertake preventive action before arrival
a month ago
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Jay *******
@Urs *************
 I don't think anything you can do before arriving.
a month ago
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Jay *******
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Urs **************
@Jay ******
 why?
2 months ago
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Jay *******
@Urs *************
 because they treat their customers like criminals
2 months ago
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Urs **************
@Jay ******
 which city?
2 months ago
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Jay *******
@Urs *************
 Thailand
a month ago
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Jay *******
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Gary ********
@Jay ******
 spent 6 hours at Bangkok bank today after they froze my account for the second time in two months. 7 days to get access to my funds after all the passport paperwork scanned again. Thai people love paperwork and come back tomorrow..
2 months ago
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Gary ********
Or people who though.. I'm retired I want to join the Thai culture and be a good citizen only to have your assets frozen on a whim. I would have thought we needed these documents or your account will be frozen on this date. I can use my American ATM and carry cash I guess. But my rent they want me to pay with scan.. Really frustrated with the situation.
2 months ago
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Frank **********
@Gary *******
 why do they take so long. I went to my branch at 10:30 in the morning at 5:30 in the evening I had full access.
2 months ago
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Gary ********
@Frank *********
 it was packed with people.. Crazy busy
2 months ago
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Brandon ************
@Frank *********
 pretty sure they just say 7 days to cover their ass in case it takes longer than usual
2 months ago
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Frank **********
@Brandon ***********
 no doubt.
2 months ago
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Frank **********
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Jay *******
@Gary *******
 yes, I verified everything about 3 weeks ago. Will be going back to verify again soon. Luckily I have other ways to access funds. Feel bad for those that don't and have been abandoned by Bangkok bank
2 months ago
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Jay *******
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Billy **********
@Jay ******
 was just at BB this morning. Packed with foreigners drawing all their money out … or a least trying 😂

Chaos
2 months ago
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Lynnette *******
@Billy *********
 ferang panic.
2 months ago
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Billy **********
@Lynnette ******
 yes, I have had BB for 12 years and no problems
2 months ago
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Lynnette *******
@Billy *********
 I think some customers are having accounts frozen for 4 months when they've received the bank letter for immigration. Or had to go re-verify their account. Tightening up probably because of so much money laundering and people using agents 800k which then gets taken out soon as extension done. I only have a bank book for my account so probably they aren't bothered about me.
2 months ago
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Marius ************
@Lynnette ******
 I’m thinking maybe just having bank book is enough for me to
2 months ago
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Christopher ***********
@Lynnette ******
 No worries. The resident experts on FB (sad trolls) warned me that because my Bangkok Bank savings account was opened by a visa agent I would be one of the first to be subject to special scrutiny with a view to closing it out and invalidating my retirement visa and subsequent extensions. I would then be deported, banned for life and also prosecuted.
2 months ago
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Billy **********
@Christopher **********
 silly, the backhands from the agents to the immigration pays for their children’s school

Because we are here, we have driven the price up for ALL

ex
2 months ago
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Christopher ***********
@Billy *********
 When first arriving in Thailand some of us don’t have a Thai bank account or fixed address. Agent set me up for 15 months giving me ample time to sort myself out.
2 months ago
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Lynnette *******
@Christopher **********
 lol
2 months ago
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Billy **********
@Lynnette ******
 I’m not smart enough to launder money

😂😂😂
2 months ago
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Chris ************
@Billy *********
 just some soap and water. Hang on clothes line to dry.
2 months ago
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Chris **********
@Billy *********
 yeah they could at least recommend a good lint trap
2 months ago
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Chris **********
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