By your posts, it looks like you were trying to stay long term but not get long term visas. They are strict about that now. Looks like you've been here since last Oct!!
most will let you pay to use the pool. Sometimes if you eat at the restaurant they let me for free. But don't assume anything. Talk to them.100bht to use the pool. It varies
15 years ago you didn't need it. Could pay out of pocket. An mri and a night at the hospital was ~200 US. But they found the western insurance game and started Gouging people. Now everytime I look at it there's in care out care up care down care!?! Wth, I don't understand stand it, and give up.