Since getting a Thai bank account on a DTV seems to be an issue, what are Americans doing? Favorite fee-free credit or debit card? Other workarounds? Please share what's working for you. Are you handing over 15-30k for rent in cash every month?

Does anyone know the best way to move money from the us to Thailand. I used the atm but their exchange rate sucks. Wired money to my Thai bank account and that exchange rate cost me 2000baht on a 1,000 us deposit, worse than ATM

What American banks have the best fees for ATMs internationally and work well in thailand?

What is the best travel card to use in Thailand for foreign currency

Experiment -

Transfer 30,000 baht from USA using cash via local Thai ATMs.

Withdrew 30000 baht from Krungsri ATM

ATM fee: -220 baht + 220 baht (my US bank reimbursed) = 0.00

Result: 865.65 USD = 30000 baht. So the exchange rate from my US bank (Charles Schwab) was 34.65603881476348 on 8/31

Next the deposit:

Bangkok bank CDM Cash deposit:

30,000 baht - 40 baht (deposit fee) 29,960.

Total in Fees: 40 baht.

Exchange rate for converting USD to Baht: 34.65603881476348.

Looking at the Wise transfer option I see these fees to transfer from my US bank to Wise:

What am I missing? The lower the fee the longer the wait.

Best method dollars from USA to Thai bank in Baht.

I have free wire transfers and free ATM withdrawals from my Charles Schwab account. I did ATM withdrawals and Wise transfer to see best rate.

ATM 17,000 Baht cost me $485.02 ($491.30 - $6.28 ATM fee credit) 35.05 Baht per dollar.

Wise says 34.87, but because of the fees it was 34.49.

Even without the ATM fee being refunded it would have been 34.60 Baht per dollar.

This was just for me, but if it helps anyone else you are welcome.

Oh yea my 2021 Mazda CX-3 gets 30 mpg with 95 gas which cost me $3.90 per gallon.

Now onto more important business:

How much wood would a woodchuck chuck if a woodchuck could chuck wood?

This question is for any American with a Charles Schwab checking account. Can you transfer money directly to a Thai bank account without using a "middle man" like Wise? If so, how long does it take? I ask because it seems like it would be easier to just link the banks, log on and transfer. Also, if you have let Schwab know you are permanently in Thailand with a Thai address (I don't want to lie with a virtual address), how did that go? Thanks in advance!

Hi everyone!

Me and my partner are heading to Thailand in April and will be travelling various countries for a long period of time. I’m just wondering what the best options are as regards to bank accounts. I’ll of course be wanting to withdraw money from atm’s all over world, does anyone have any suggestions? Ive heard Charles Schwab is one of the best but sadly you have to be a US citizen.

Any help appreciated! 😊

Trying to send money for a retirement visa asking what is the process from Schwab anyone know Bangkok bank cannot tell me their routing number