there are 2 better options. If you can get it in your country of origin is the 12 month multiple entry visa. This does not require 400,000 in your account. I have a friend who is done this for 4 years. You apply in your country and pay about 175 euro. You need show at least some money in your home country. The only catch it’s only available in some countries. The second option is to get an LTR based on retirement which will require access 80,000