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What should I do about insurance issues when applying for the Long-Term Resident Visa (LTR) in Thailand?

LTR Visa Thailand Visa Requirements Insurance for Thailand Visa Expat Insurance Healthcare in Thailand

Jan 12, 2023

2 years ago

ORIGINAL POSTER

Applying for the LTR and looks like I may have issues with the insurance. I have a very good Dutch insurance that covers all costs, but they will never specify specific amounts. Does anybody have ideas for this ? Thanks

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TLDR : Answer Summary

A user is seeking advice regarding insurance requirements while applying for Thailand's Long-Term Resident Visa (LTR). They have a Dutch insurance policy that covers all costs, but it doesn't specify amounts. Commenters suggest options such as purchasing a basic insurance policy to meet the visa requirements, checking their current policy's coverage for living abroad, or even showing sufficient funds in a bank account as an alternative.

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Todd *********

Yes - don’t get any additional insurance to meet their requirements. Simply show them $100k USD in a bank account and carry on

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Jo **********

ORIGINAL POSTER

i think that’s right

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Todd *********

It is. That info readily available on their website. No need for insurance at all

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Todd *********

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Neil *********

Hi Jo

You can get a cheap policy to cover the visa requirements correct.

However with your existing one please check the out of area cover.

Pretty much most policies will cover you if you’re out of area so for example you live here in Thailand but only for a specific number of days eg 14-30 are the norm.

It’s easy for them to check with flight information etc so please be very careful as it mostly won’t cover you living here.

If you have any issues dm me I will try to guide you as this is what we do

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Brandon ************

The requirement of $50,000 is pretty low. You can just buy a throwaway policy with high deductible. That's what I did, cost me like $200.

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Brandon ************

@Justine ********

I think the broker I used is only available for Americans but not sure. It was through insubuy.com

Instant visa letter after payment

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Jo **********

ORIGINAL POSTER

@Brandon ***********

thanks

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Brandon ************

it's one of the very last steps so you should know if you're going to be approved before you need to spend money on insurance

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Jo **********

ORIGINAL POSTER

@Brandon ***********

I will ask that

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Jo **********

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Jo **********

ORIGINAL POSTER

@Brandon ***********

i think that’s the right direction

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Jo **********

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