Why are you so sure there will be no problem? There certainly are reports from people who did get a fine for missing TM 47, and when OP is in the country at day 90 the report has to be done, day 90 is November 13. leaves the country at November 17 which is after the due date, which means next interaction at immigration office MIGHT get him a fine.
RadiantButterfly205 When you choose a local insurance for a tourist visa, that just does not match, so choose the correct visa or the correct insurance and your problem is solved.