Colin Rouse. I'm thinking more of the 75+ age group who probably cannot even get insurance. They will probably have to stick a million baht in a bank account.
Charles Meyers. The only place you'll find these stories are on GoFundMe and they're mostly tourists too stingy to take out a simple $100 travel insurance cover, or those without correct licence who decide to ride a motorbike without a helmet whilst on holiday
David Thompson. I'm assuming you're from the UK? In which case you cannot get an embassy affidavit to verify pension received, so you need to actually transfer 65k baht every calendar month into a Thai bank account, and it MUST be shown as a foreign transfer. Unlike the 800k process, you can spend every baht of the 65k as soon as it's in your account.
Sarah Kamala. When you say "on the third month" do you mean the balance dropped below 800k within the three month period after you applied for your last extension? If it's just after the three month limit it's not a problem. Also, you should first try to get the extension at your immigration office. There's always the immigration officer "discretion" which might help you. The worse that can happen is they say no, in which case you can then go on the Covid train
John Stanners. Yes it's 65k each calendar month. What David is saying is it doesn't necessarily have to be 12 full months, provided one transfer is recorded during each calendar month. For example a transfer on Dec 31st, and then another on Jan 1st actually counts as two months transfers, even though only one day has elapsed
Timmy Wynn. It's less hassle but it's more restrictive. It means tying up a relatively large sum of money that cannot be withdrawn and still having to bring money in to live on. The 65k per month is not restrictive and can be spent immediately it's received. A bank to bank transfer whilst expensive achieves this. A cheaper method is through the trusted Wise>Bangkok Bank process.