Used them for 5 years, needed to claim once for serious illness with hospital stay and they paid out as per contract,

Massive risk without it. even if you put money aside, could clear out your savings if a serious issue, There are companies that will pay out as long as you are honest in your medical history. I had an issue 4 years ago and my company paid out as per contract. If you have millions of baht you can put aside then ok, and 3 months isn't long but it only takes one situation. Maybe worth the risk, but a big risk in my humble opinion.

@Andrew *******

ouch, Difficult to live well these days on that.

@Tim *******

now why am i not surprised.

@Tim *******

If someone cant take it, they shouldn't give it. ;-)

@Greg *******

Can think of worse places to be stuck lol I've been here over 20 yet still love it to bits ;-)

@Greg *******

The worst is that Thai Visa .com always writing about crackdowns lol, so i stopped looking at it, Same with these so called expat advisers,

@Greg *******

Yes, don't they just love to depress us.

I am not saying the visa isn't any good but any visa which involves having to leave and re enter every year needs to be thought about carefully. What if you don't want their jabs which some countries would insist on when stepping into their country, should it be made compulsory and knowing the way the WHO works, and they have many countries in their pockets, it can make life difficult. Lots of hypothesis, i know, but in these crazy times, nothing they spring on us surprises me. They are already trying to blow up this MPOX nonsense into something big.

@Todd ********

Well makes a lot if you think about it. Unless I am sadly mistaken, you have to exit every year. Bit difficult in a plandemic situ, dont you think?