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interest rates

Showing 11 questions

This page displays all the results for the Interest Rates tag, sorted by the most recent activity. There are a total of 11 questions that have been tagged with Interest Rates. Explore the questions to find discussions and information relevant to this topic.
Mar 26, 2025
14 days ago
John *********
ORIGINAL POSTER
Banking question. I cannot get an answer from immigration:

I am fine putting ฿800,000 in a bank account . But I want to get decent interest. The bank tells me I can get a decent 2.4% interest in a fixed account. However, that money cannot be accessed by ATM or the banking app for things like making payments.

I don’t want to put the 800,000 into their savings book account because it only gets 0.25% .

Also, I want to have my deposit every month over the next 12 months so I can in one year get my 800,000 back

Question: can I have two accounts? One with a bank that is a fixed account that I put the 800,000 in and I do not touch for the year and I get 2.4%.

A regular savings account where I would deposit my 65,000 bought every month so in 12 months I can show that I have the pension and I can get my 800,000 back

Will that be allowed? Same bank just two different accounts. The savings account that I deposit my pension into I could then use for paying bills, etc., and withdrawal from ATM.

Or does everything need to be in one account?

Thanks if you have any relevant information .
Feb 9, 2025
2 months ago
Kirk ********
ORIGINAL POSTER
I am looking for some information please. I will have around 200,000GBP when I move to Thailand. Can anyone give me an idea of the best rate of interest I can get from a bank. TIA.
Sep 26, 2024
6 months ago
Mike *****
ORIGINAL POSTER
Whats your opinion about the strong Baht?

Couple of months ago it was almost 39 B/ Euro. Now on the way to 36 B/ Euro.

I know it is all speculations, but where will it end? Got the feeling it will go down even more to 34-35.
Aug 1, 2024
8 months ago
Mark *******
ORIGINAL POSTER
What's happening to the exchange rate seems to be falling fast . I just looked at the forecast it says in 6 months it will be down to 42 😐
Aug 22, 2023
2 years ago
Linz ************
ORIGINAL POSTER
Please, do not laugh, but…

When we open a bank account in Thailand, will be depositing the 800,000thb (each) as required for our visa

Do we earn any interest on it and if so how much

Likewise, if we want to open a savings account, what (if any) interest can we expect to earn?

Have tried to find the answer online to no avail

Thank You
Jun 8, 2023
2 years ago
Eric ********
ORIGINAL POSTER
Hi folks,  my Thai wife has a Kasikorn account that I have been sending money to. We are planning to buy a house eventually, but I realize she’s not receiving any interest. Are there bank accounts that pay interest as I can get 4 to 5% in US banks.  on the next trip to Thailand we’re going to open up a joint account and move the funds into that. What is the normal for interest payments in Thailand? 
Aug 21, 2022
3 years ago
Bill *********
ORIGINAL POSTER
Which banks and what types of accounts pay the best interest on our visa deposits? Also, which bank is the easiest to open an account for a farang? I heard Bangkok Bank was the easiest. My wife is Thai and is well respected so I assume I could probably open an account at any bank.
Aug 20, 2022
3 years ago
Stiaan ***********
ORIGINAL POSTER
Hi All. Been in Thailand 11 months on O-A visa. Opening bank account was easy but I notice that no interest is given on the large positive balance.

Somewhere I read that it's because of no workers permit. Surely this can't be legal. Yes I understand tax is payable on interest earned and the bank could deduct that, but interest can't be withheld on these grounds.

Please don't comment with 'this is Thailand'. There must be international banking laws that regulate this.

Any positive feedback will be appreciated.
Dec 1, 2021
3 years ago
Hnin ***********
ORIGINAL POSTER
Hi

What do u think of Foreign Currency Deposit account of Bangkok Bank ?

Pros and Cons ?
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