Who needs a bank account in Thailand. My account in Aus allows me to make 5 overseas withdrawals a month and the Thailand ATM fee is refunded to my account in Australia. I also receive 5.5% interest with some conditions which I always meet. The exchange rate is as good as you can get, and your money received is instant. Usually, Bt20,000 max at a time is very convenient. I have never had a bank a/c in Thailand in 15 years. My retirement visas were obtained from the Thai Embassy in Canberra where you have to prove you have equal to Bt800,000 in a bank, and the surrender value of your super is accepted as money in the bank in Aus. No conditions are placed once you get to Thailand. You can just leave it in your Australian bank Account and use it as required from ATMs. That is my experience 2 times in the past. I now just visit Thailand visa-free for 2 months, and a 30-day extension for Bt1900 from Immigration at Blupoint (no e) Shopping Centre Hua Hin.
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